405 Circle Dr, Mountain City, TN 37683 Property Records

Johnson County property record for 405 Circle Dr, Mountain City, TN 37683

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,800 sqft · built 1965
Lot Size	112 acres (4,878,720 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Sep 2019)
Tax Bill	$1,122 (2022)
Deeds & Mortgages	Sep 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`046041H A 00800`

Property Details

APN / Parcel Number

Primary APN	`046041H A 00800`
Alternative APN	`041H A 00800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,878,720 sqft (112 acres)
Lot Dimensions	250 ft deep x 112 ft wide
Terrain	High
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	78 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	180 sqft
Utility Building	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 CIRCLE DR
City	MOUNTAIN CITY
State	TN
Zip	37683-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: F02
Legal Subdivision	R G BUTLER FARM
Legal Lot Number	4 112
Jurisdiction	JOHNSON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	956300

Owner

405 Circle Dr is owned and occupied by an individual who bought it in September 2019.

Source: Johnson County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	405 CIRCLE DR, MOUNTAIN CITY, TN 37683-1566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	0000209889
Deed Book / Page	209 / 889
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON TN
Recording Date	Sep 5, 2019
Property Address	405 CIRCLE DR, MOUNTAIN CITY, TN 37683-1566
Document Number	209/889
Book / Page	209 / 889
Map Reference	MB 2 PG 47
Instrument Date	Sep 5, 2019
Instrument	19002013
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	FOUNDATION TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CIRCLE DR, MOUNTAIN CITY, TN 37683-1566

Mortgage

Document Number	19002014
Date	Sep 5, 2019
Instrument	19002014

Lender

Name	JOHNSON COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2049

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Johnson County
Municipality	Mountain City Town
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,800 Land $6,025 Building $33,775
2023		$39,800 Land $6,025 Building $33,775
2022	$1,122.00
2021			$159,200 Land $24,100 Building $135,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2001–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Circle Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN CITY WATER DEPT serves 9,304 people · EPA ID TN0000479
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Skyline Telephone, Verizon.

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