Pinellas County property record for 405 Chestnut St, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,175 sqft · built 1972 |
| Lot Size | 0.172 acres (7,510 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $64,000 (Mar 1999) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Sep 2019 Transfer Apr 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-7533-2 |
| Primary APN | C62-000-760-7533-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 1,175 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 7,510 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 15 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R247921 |
|---|---|
| Street Address | 405 CHESTNUT ST |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLDSMAR REVISED MAP BLK 28, LOT 3 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | OLDSMAR REVISED MAP |
| Legal Tract | 63936 |
| Legal Block | 28 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 27320 |
Source: Pinellas County records · APN C62-000-760-7533-2
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 405 CHESTNUT ST, OLDSMAR, FL 34677-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 11, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 1999 · Amount on Record |
| Deed Sale | Mar 29, 1999 · Amount on Record |
| Deed Book / Page | 10457 / 214 |
| Last Transfer Date | Jul 22, 2005 |
| Transfer Doc | 0144880417 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 11, 2019 |
| Property Address | 405 CHESTNUT ST, OLDSMAR, FL 34677-3521 |
| Document Number | 0206882308 |
| Book / Page | 020688 / 002308 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 291956 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 405 CHESTNUT ST S OLDSMAR FL 346773521, OLDSMAR, FL 34677-3521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 405 CHESTNUT ST, OLDSMAR, FL 34677-3521 |
| Document Number | 0205201163 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 405 CHESTNUT ST S OLDSMAR FL 346773521, OLDSMAR, FL 34677-3521 |
| Document Number | 0205201163 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 020520/001163 |
| Instrument | 135537 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 29, 2034 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (+8.19%) Homeowner's exemption | $86,783 (+5.99%) | $236,597 (+30.59%) Land $78,764 Building $157,833 |
| 2024 | $733.00 (+4.12%) | ||
| 2023 | $704.00 (+5.71%) Homeowner's exemption | $81,881 (+3%) | $181,175 (+2.23%) Land $120,640 Building $60,535 |
| 2022 | $666.00 Homeowner's exemption | $79,496 | $177,221 Land $129,645 Building $47,576 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 297 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 301 units insured incl. 4 condo units |
| Nearby Flood Claims | 62 (1979–2024) |
| Claims Outside the SFHA | 3 of 62 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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