405 Cherokee Rd, Florence, SC 29501 Property Records

Florence County property record for 405 Cherokee Rd, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,076 sqft · built 1994
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$389,500 (Mar 2022)
Tax Bill	$1,994 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90076-06-013`

Property Details

APN / Parcel Number

Primary APN	`90076-06-013`
Alternative APN	`15016929`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,076 sqft Living Area
1st Floor Area	1,373 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	405 CHEROKEE RD
City	FLORENCE
State	SC
Zip	29501-5228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CHEROKEE & WATERS LT 4
Legal Subdivision	SURVEYING FOR RICHARD R & JUDY A DENHAM
Legal Lot Number	4
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1042
Census Tract	1000

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 7, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 18, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 1, 2022	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Dec 14, 2016 · Amount on Record
Deed Document Number	20223214
Deed Book / Page	979 / 723
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Recording Date	Apr 6, 2026
Property Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228
Document Number	0000004273
Book / Page	1207 / 1975
Instrument Date	Mar 24, 2026
Instrument	20264273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228

Mortgage

Document Number	0000004273,
Date	Apr 6, 2026
Book Page	1207/1975
Instrument	20264273

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Mar 1, 2052

Interest

Rate	5.98%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228

Mortgage

Document Number	0010781572
Date	Dec 7, 2023
Book Page	1078/1572
Instrument	2023037639

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Mar 1, 2052

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228

Mortgage

Document Number	0010490986
Date	May 18, 2023
Book Page	1049/986
Instrument	2023-00006275

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Mar 1, 2052

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Mar 1, 2022
Property Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228
Document Number	0009790723
Book / Page	979 / 723
Map Reference	MB 102 PG 391
Instrument Date	Feb 28, 2022
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHEROKEE RD, FLORENCE, SC 29501-5228

Mortgage

Document Number	0000979727
Date	Mar 1, 2022
Instrument	979/727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,994.00 (+16.68%)	$15,618 (-99.9%) Land $2,000 Building $13,618	$390,470 (-98.99%) Land $50,000 Building $340,470
2023	$1,709.00 (+25.29%) Homeowner's exemption	$15,527,944 (+128,805.4%) Land $2,000,000 Building $13,527,944	$38,819,862 (+12,790.5%) Land $5,000,000 Building $33,819,862
2022	$1,364.00 Homeowner's exemption	$12,046 Land $2,000 Building $10,046	$301,151 Land $50,000 Building $251,151

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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