405 Cherokee Ct, Deforest, WI 53532 Property Records

Dane County property record for 405 Cherokee Ct, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.323 acres (14,070 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0910-181-2140-0`

Property Details

APN / Parcel Number

Primary APN	`0910-181-2140-0`

Exterior

Lot Area	14,070 sqft (0.323 acres)

Location & Zoning

Street Address	405 CHEROKEE CT
City	DEFOREST
State	WI
Zip	53532-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF DEFOREST, UNIT ONE LOT 10
Legal Range	10
Legal Township	09
Legal Section	18
Legal Subdivision	LAKES/DEFOREST 01
Legal Block	21
Legal Lot Number	10
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	1
Census Block	1030
Census Tract	13302

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	405 CHEROKEE CT, DEFOREST, WI 53532-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 27, 2017	Deed of Trust, Mortgage SUMMIT CU
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 CHEROKEE CT, DEFOREST, WI 53532-1006
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005336881
Date	Jun 27, 2017
Instrument	5336881

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 CHEROKEE CT, DEFOREST, WI 53532-1006
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005336882
Date	Jun 27, 2017
Instrument	5336882

Lender

Name	SUMMIT CU
Type	Credit Union
Address	MADISON, WI 53708

Agreement

Amount	Amount Recorded
Term	97 Months
Due	Jul 1, 2025

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	405 CHEROKEE CT, DEFOREST, WI 53532-1006
Document Number	0005397935
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 CHEROKEE CT DEFOREST WI 535321006, DEFOREST, WI 53532-1006

Mortgage

Document Number	0005397935
Date	Mar 27, 2018
Instrument	5397935

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,266.00 (+10.86%) Homeowner's exemption	$316,500 (+8.8%) Land $82,000 Building $234,500	$344,000 (+11.62%)
2023		$290,900 Land $82,100 Building $208,800	$308,200
2022	$4,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: LiteWire.

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