Kent County property record for 405 Charring Cross Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 2002 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Sep 2021) |
| Tax Bill | $1,218 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-076.13-04-58.00-000 |
| Primary APN | 2-05-076.13-04-58.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,848 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Dimensions | 114 ft deep x 22.3 ft wide |
| Garage Type | Finished |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 21 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 67736 |
|---|---|
| Old Parcel Number | ED05076.130458.00/000 |
| Street Address | 405 CHARRING CROSS DR |
| City | DOVER |
| State | DE |
| Zip | 19904-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM1 |
| Legal Description | VILLAGE OF WESTOVER LOT #252, PHASE III 405 CHARRING CROSS |
| Legal Subdivision | VILLAGE OF WESTOVER PHASE III |
| Legal Phase | 3 |
| Legal Lot Number | 252 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 41802 |
Source: Kent County records, as of October 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Aug 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 5, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 27, 2021 | Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2021 · Amount on Record |
| Deed Sale | Sep 27, 2021 · Amount on Record |
| Prior Sale | Feb 8, 2005 |
| Deed Document Number | 2021-430822 |
| Deed Book / Page | 11405 / 179 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Document Number | 0000490314 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 12908/243 |
| Instrument | 2024-490314 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23453 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Document Number | 0000478893 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 12613/186 |
| Instrument | 2023-478893 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 470 Months |
| Due | Oct 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Document Number | 0000461658 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 12188/121 |
| Instrument | 2022-461658 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Sep 27, 2021 |
| Property Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Document Number | 0000430822 |
| Book / Page | 11405 / 179 |
| Map Reference | MB 61 PG 998 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021-430822 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 WESTOVER DR, 123, DOVER, DE 19904-9790 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 405 CHARRING CROSS DR, DOVER, DE 19904-9789 |
| Document Number | 0000430823 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-430823 |
| Name | EVOLVE BANK & TRUST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Number | 0000430824 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 11405/207 |
| Instrument | 2021-430824 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kent County assessment roll, as of February 15, 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,218.00 | $41,400 Land $3,000 Building $38,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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