Geauga County property record for 405 Chardon Ave, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,794 sqft · built 2001 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Feb 2005) |
| Tax Bill | $7,333 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Mar 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-165263 |
| Primary APN | 10-165263 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| 1st Floor Area | 1,670 sqft |
| Upper Floors Area | 1,124 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,644 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 805 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 168 sqft |
| Patio Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 005323-4 |
|---|---|
| Street Address | 405 CHARDON AVE |
| City | CHARDON |
| State | OH |
| Zip | 44024-1070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | S/L 35R REPLAT ROCKY CELLARS SUB #2 |
| Legal Subdivision | ROCKY CELLARS SUB |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 312201 |
Source: Geauga County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 CHARDON AVE, CHARDON, OH 44024-1070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2021 | Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO |
| Nov 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2005 · Amount on Record |
| Deed Sale | Feb 24, 2005 · Amount on Record |
| Prior Sale | May 25, 2000 · Amount on Record |
| Deed Document Number | 2005712847 |
| Deed Book / Page | 1755 / 1556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 405 CHARDON AVE, CHARDON, OH 44024-1070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 405 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0022080889 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 2208/889 |
| Instrument | 202501038666 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 405 CHARDON AVE, CHARDON, OH 44024-1070 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021172847 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 2117/2847 |
| Instrument | 202100978502 |
| Name | THE MIDDLEFIELD BANKING CO |
|---|---|
| Type | Bank |
| Address | MIDDLEFIELD, OH 44062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 405 CHARDON AVE, CHARDON, OH 44024-1070 |
| Document Number | 0020831695 |
| Instrument Date | Nov 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 CHARDON AVE CHARDON OH 440241070, CHARDON, OH 44024-1070 |
| Document Number | 0020831695 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 002083/001695 |
| Instrument | 957433 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 4, 2034 |
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,333.00 (+2.89%) | $143,890 (-) Land $28,320 Building $115,570 | |
| 2024 | $7,127.00 (+4.18%) Homeowner's exemption | $143,890 (-) Land $28,320 Building $115,570 | |
| 2023 | $6,841.00 (+14.07%) Homeowner's exemption | $143,890 (+37.96%) Land $28,320 Building $115,570 | $411,100 (+37.95%) Land $80,900 Building $330,200 |
| 2022 | $104,300 Land $16,870 Building $87,430 | ||
| 2021 | $5,997.00 | ||
| 2020 | $298,000 Land $48,200 Building $249,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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