405 Champlain Dr, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 405 Champlain Dr, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,435 sqft · built 1984
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$297,500 (Nov 2018)
Tax Bill	$4,892 (2024)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
APN	`05-00494-52-00005`

Property Details

APN / Parcel Number

Primary APN	`05-00494-52-00005`
Alternative APN	`0500494005200005`

Interior

Stories	1 Story
Building Area	1,435 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	405 CHAMPLAIN DR
City	VILLAS
State	NJ
Zip	08251-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	LAKE VILLAGE SEC 01
Legal Block	494
Legal Lot Number	5
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	4
Census Block	4029
Census Tract	21804

Owner

Source: Cape May County and Lower Township records · APN 05-00494-52-00005

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 ESKIN PL, WEST CHESTER, PA 19380-7049
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2018 · Amount on Record
Deed Sale	Nov 14, 2018 · Amount on Record
Prior Sale	Nov 16, 1984 · Amount on Record
Deed Document Number	201874689
Deed Book / Page	3824 / 289
Record Updated	Sep 20, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 14, 2018
Property Address	405 CHAMPLAIN DR, VILLAS, NJ 08251-1254
Document Number	0038240289
Book / Page	003824 / 000289
Instrument Date	Nov 09, 2018
Instrument	74689
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	SURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$297.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 RUNNING BROOK RD GLEN MILLS PA 193421217, GLEN MILLS, PA 19342-1217

Mortgage

Document Number	60180146
Date	Nov 14, 2018
Book Page	006018/000146
Instrument	74690

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Tax Assessment & Valuation

Source: Cape May County and Lower Township records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,700 (-) Land $115,800 Building $125,900	$241,700 (-) Land $115,800 Building $125,900
2025		$241,700 (-) Land $115,800 Building $125,900	$241,700 (-) Land $115,800 Building $125,900
2024	$4,892.00 (+4.71%)
2023		$241,700 Land $115,800 Building $125,900	$241,700 Land $115,800 Building $125,900
2022	$4,672.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1992–2018)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Nov 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 801 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOWER TWP MUA serves 12,416 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.