Cook County property record for 405 Central Ave, Northfield, IL 60093
| Property Type | Exempt (Full or Partial) |
|---|---|
| Lot Size | 0.296 acres (12,890 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-19-114-024 |
| Primary APN | 05-19-114-024 |
|---|---|
| Alternative APN |
|
| Lot Area | 12,890 sqft (0.296 acres) |
|---|
| Street Address | 405 CENTRAL AVE |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-3006 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Subdivision | WILLOW COURT/UNITED REALTY COM |
| Legal Block | 14 |
| Legal Lot Number | 10-13 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 800800 |
405 Central Ave is owned by a company.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1201 N MARKET ST, 2300, WILMINGTON, DE 19801-1165 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK CHICAGO |
| Dec 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK CHICAGO |
| Sep 25, 2025 | Special Warranty Deed, Transfer · Line of Credit FIRST EAGLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 405 CENTRAL AVE, NORTHFIELD, IL 60093-3006 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1135 SKOKIE BLVD, NORTHBROOK, IL 60062-4118 |
| Document Number | 0035213432 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2335213432 |
| Name | FIRST BANK CHICAGO |
|---|---|
| Type | Bank |
| Address | HIGHLAND PARK, IL 60035 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 405 CENTRAL AVE, NORTHFIELD, IL 60093-3006 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1135 SKOKIE BLVD, NORTHBROOK, IL 60062-4118 |
| Document Number | 0035213434 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2335213434 |
| Name | FIRST BANK CHICAGO |
|---|---|
| Type | Bank |
| Address | NORTHBROOK, IL 60062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 25, 2025 |
| Property Address | 405 CENTRAL AVE, NORTHFIELD, IL 60093-3006 |
| Document Number | 0026811031 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2526811031 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 564 ARBOR VITAE RD, WINNETKA, IL 60093-2302 |
| Document Number | 0026811032 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2526811032 |
| Name | FIRST EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Northfield Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill |
|---|---|
| 2023 | Additional exemption filed |
| 2022 | Additional exemption filed |
FEMA maps place 405 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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