405 Center St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 405 Center St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 861 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Mar 2022)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Mar 2022 Sale Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`052-290-176-00`

Property Details

APN / Parcel Number

Primary APN	`052-290-176-00`

Interior

Full Baths	1 Bath
Building Area	861 sqft Building Perimeter
1st Floor Area	861 sqft

Exterior

Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	126 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 CENTER ST
City	STURGIS
State	MI
Zip	49091-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 179. HAGERMAN & FREELAND ADD. CITY OF STURGIS.
Legal Subdivision	HAGERMAN & FREELAND ADD
Legal Lot Number	179
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	3
Census Block	3001
Census Tract	40800

Owner

405 Center St is owned and occupied by two individuals who bought it in March 2022.

Source: St. Joseph County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 CENTER ST, STURGIS, MI 49091-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Warranty Deed, Transfer OAK TITLE SERVICES LLC
Dec 28, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Prior Sale	Dec 28, 2021 · Amount on File
Deed Document Number	20221936
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 3, 2022
Property Address	405 CENTER ST, STURGIS, MI 49091-1138
Document Number	2022001936
Map Reference	LB 1 PG 54
Instrument Date	Mar 1, 2022
Instrument	2022001936
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 MICHIGAN AVE, STURGIS, MI 49091-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	953 E 37200 N, CASTLEFORD, ID 83321

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 28, 2021
Property Address	405 CENTER ST, STURGIS, MI 49091-1138
Document Number	2021013083
Instrument Date	Dec 28, 2021
Instrument	2021013083
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount on Record
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	400 MICHIGAN AVE, STURGIS, MI 49091-1838

Tax Assessment & Valuation

The 2025 property tax bill for 405 Center St was $1,599 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,100 (+7.38%) Land $4,800 Building $40,300	$90,200 (+7.38%) Land $9,600 Building $80,600
2025	$1,599.00 Homeowner's exemption	$42,000 Land $3,900 Building $38,100	$84,000 Land $7,800 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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