St. Clair County property record for 405 Cedar St, Osceola, MO 64776
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,273 sqft · built 1930 |
| Owner | 2 Individual Names on File |
| Tax Bill | $612 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Feb 2008 Foreclosure |
| APN | 09-4.0-20-003-003-001.00 |
| Primary APN | 09-4.0-20-003-003-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 405 CEDAR ST |
|---|---|
| City | OSCEOLA |
| State | MO |
| Zip | 64776-9337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OSC. METES & BOUNDS TR. IN NE COR NW 1/4 SW 1/4, METED |
| Jurisdiction | SAINT CLAIR MO |
| Township / Civil Division | OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 480300 |
405 Cedar St is owned by two individuals who acquired it in November 2024.
Source: St. Clair County records, as of February 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1410 BRIARWOOD DR, MARSHFIELD, MO 65706-2406 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2024 | Deed of Trust, Mortgage · Line of Credit ST CLAIR COUNTY STATE BANK |
| Feb 20, 2008 | Trustee's Deed, Foreclosure · Conventional Mortgage ST CLAIR COUNTY STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 |
| Deed Sale | Nov 19, 2024 |
| Deed Document Number | 0000658378 |
| Prior Transfer Date | Feb 20, 2008 |
| Prior Transfer Doc | 0005471023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MO |
| Property Address | 405 CEDAR ST, OSCEOLA, MO 64776-9337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1410 BRIARWOOD DR, MARSHFIELD, MO 65706-2406 |
| Document Number | 00000658/1 |
|---|---|
| Date | Sep 13, 2024 |
| Book Page | 658/1 |
| Name | ST CLAIR COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | OSCEOLA, MO 64776 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MO |
| Recording Date | Feb 20, 2008 |
| Property Address | 405 CEDAR ST, OSCEOLA, MO 64776-9337 |
| Document Number | 00547/1023 |
| Book / Page | 547 / 1023 |
| Instrument Date | Feb 20, 2008 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 448, OSCEOLA, MO 64776-1048 |
| Investor | Possibly a Property Investor |
| Document Number | 0547001026 |
|---|---|
| Date | Feb 20, 2008 |
| Instrument | 547001026 |
| Name | ST CLAIR COUNTY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 30 Months |
| Due | Aug 20, 2010 |
The 2025 property tax bill for 405 Cedar St was $612.
Source: St. Clair County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Clair County |
| Municipality | Osceola City |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612.00 | $8,900 | $46,900 Land $7,000 Building $39,900 |
| 2023 | $560.00 (+1.08%) | $8,900 | $46,900 Land $7,000 Building $39,900 |
| 2022 | $554.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 405 Cedar St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Cedar St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 53% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSCEOLA PWS serves 947 people · EPA ID MO5010612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL | 40 / 3 |
May also be available: Conexon Connect, Rocket Connect, T-Mobile.
5G (outdoors only) and 4G LTE
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