405 Cedar Brook Dr, White House, TN 37188 Property Records

Sumner County property record for 405 Cedar Brook Dr, White House, TN 37188

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,835 sqft · built 1994
Lot Size0.662 acres (28,872 sqft)
Owner2 Individual Names on Record
Last Sale$114,900 (Apr 1994)
Tax Bill$1,720 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN083096A B 01800

Property Details

APN / Parcel Number

Primary APN083096A B 01800
Alternative APN
  • 096A B 01800

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,835 sqft Living Area
Gross Area3,934 sqft
1st Floor Area1,461 sqft
Upper Floors Area624 sqft
Basement Area1,461 sqft
Finished Basement1,153 sqft
Unfinished Basement308 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area28,872 sqft (0.662 acres)
Lot Dimensions140 ft deep x 206 ft wide
TerrainRolling
Garage TypeFinished
Garage Area624 sqft
DrivewayDriveway
Driveway Area1,664 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area76 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address405 CEDAR BROOK DR
CityWHITE HOUSE
StateTN
Zip37188-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 14 PAGE: 160 BLOCK: LOT: 74 SUBD: CEDAR BROOK SEC 2
Legal SubdivisionCEDAR BROOK SEC 2
Legal Lot Number74
JurisdictionSUMNER TN
Township / Civil Division12
Census Block Group2
Census Block2009
Census Tract20407

Owner

Source: Sumner County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 18, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 10, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 1994 · Amount on Record
Deed SaleApr 25, 1994 · Amount on Record
Deed Book / Page418 / 780
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Recording DateJun 24, 2026
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Document Number0001555309
Book / Page6881 / 206
Instrument DateJun 18, 2026
Instrument20261555309
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
InvestorPossibly a Property Investor

Mortgage

Document Number0001555309,
DateJun 24, 2026
Book Page6881/206
Instrument20261555309
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059260260
DateApr 22, 2022
Book Page5926/260
Instrument1412763
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMay 1, 2032

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513

Mortgage

Document Number0062970033
DateJan 18, 2024
Book Page6297/33
Instrument1471023
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2034

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513

Mortgage

Document Number0066710200
DateSep 2, 2025
Book Page6671/200
Instrument1525812
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2035

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065720477
DateApr 10, 2025
Book Page6572/477
Instrument1511464
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2040

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address405 CEDAR BROOK DR, WHITE HOUSE, TN 37188-9513
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053680126
DateOct 8, 2020
Book Page5368/126
Instrument1332373
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityWhite House City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,720.00 (-28.27%)$121,050 (+81.14%) Land $25,000 Building $96,050
2024$484,200 (+81.14%) Land $100,000 Building $384,200
2023$2,398.00 (+58.6%)$66,825 (-) Land $21,250 Building $45,575
2022$1,512.00$66,825 Land $21,250 Building $45,575
2021$267,300 Land $85,000 Building $182,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people · EPA ID TN0000745
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cumberland Connect
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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