405 Cates Rd, Monterey, TN 38574 Property Records

Putnam County property record for 405 Cates Rd, Monterey, TN 38574

Property Summary

Property Type	Residential Vacant Land
Lot Size	9.47 acres (412,513 sqft)
Owner	2 Individual Names on Record
Last Sale	$32,000 (Sep 2012)
Tax Bill	$112 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`071048 00913`

Property Details

APN / Parcel Number

Primary APN	`071048 00913`
Alternative APN	`048 00913`

Exterior

Lot Area	412,513 sqft (9.47 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	405 CATES RD
City	MONTEREY
State	TN
Zip	38574-1081
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DISTRICT: 14, COUNTY AREA: M02
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	2
Census Block	2002
Census Tract	100

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	342 CATES RD, MONTEREY, TN 38574-1078
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2012 · Amount on Record
Deed Sale	Sep 10, 2012 · Amount on Record
Prior Sale	Jul 29, 2005 · Amount on Record
Deed Book / Page	715 / 291
Last Transfer Date	Jan 13, 2022
Transfer Doc	0000326705
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Jul 6, 2026
Property Address	405 CATES RD, MONTEREY, TN 38574-1081
Document Number	0000326705
Book / Page	1712 / 210
Instrument Date	Jan 13, 2022
Instrument	2026326705
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 BENT TREE DR, CROSSVILLE, TN 38555-3867

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Jul 6, 2026
Property Address	405 CATES RD, MONTEREY, TN 38574-1081
Document Number	0000326705
Book / Page	1712 / 210
Instrument Date	Jan 13, 2022
Instrument	2026326705
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 BENT TREE DR, CROSSVILLE, TN 38555-3867

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$112.00	$4,225 (-) Land $4,225
2024	$112.00 (+7.69%)	$4,225 (-) Land $4,225
2023		$4,225 Land $4,225
2022	$104.00
2021			$16,900 Land $16,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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