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405 Cary Ave, Cary, IL 60013 Property Records

McHenry County property record for 405 Cary Ave, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,191 sqft · built 1932
Lot Size0.369 acres (16,066 sqft)
Owner2 Individual Names on Record
Tax Bill$4,821 (2024)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN20-18-451-001

Property Details

APN / Parcel Number

Primary APN20-18-451-001

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,191 sqft Living Area
1st Floor Area1,191 sqft

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleRanch
Lot Area16,066 sqft (0.369 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address405 CARY AVE
CityCARY
StateIL
Zip60013-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0028169 LT 1 C R JANDUS FOX RIVER ADDN
Legal SubdivisionJANDUS FOX RIVER ADDN
Legal Block451
Legal Lot Number1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2015
Census Tract871600

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 CARY AVE, CARY, IL 60013-2909
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 29, 2023
Transfer Doc0000028169
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateNov 6, 2023
Property Address405 CARY AVE, CARY, IL 60013-2909
Document Number0000028169
Instrument DateOct 29, 2023
Instrument2023R0028169
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address405 CARY AVE # 6, 6, CARY, IL 60013-2909

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,821.00$73,258 (+23.91%) Land $20,174 Building $53,084$219,774 (+23.91%) Land $60,522 Building $159,252
2022Homeowner's exemption$59,123 Land $16,565 Building $42,558$177,369 Land $49,695 Building $127,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2022)
Claims Outside the SFHA2 of 6
Most Recent ClaimFeb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Verizon.

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