405 Carr St, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 405 Carr St, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,097 sqft · built 1972
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on File
Last Sale	$240,900 (Nov 2016)
Tax Bill	$8,637 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01631-05-00006`

Property Details

APN / Parcel Number

Primary APN	`13-01631-05-00006`
Alternative APNs	`1301631000500006` `00116160`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,097 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00116160
Street Address	405 CARR ST
City	FORKED RIVER
State	NJ
Zip	08731-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	100 X 150
Legal Subdivision	CRANBERRY HILL SEC 05 FINAL MA
Legal Block	1631
Legal Lot Number	6
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	2
Census Block	2006
Census Tract	732001

Owner

405 Carr St is owned and occupied by two individuals who acquired it in September 2021.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 CARR ST, FORKED RIVER, NJ 08731-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 3, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016 · Amount on File
Deed Sale	Nov 21, 2016 · Amount on File
Prior Sale	Mar 19, 2003 · Amount on File
Deed Document Number	2016120185
Last Transfer Date	Sep 30, 2021
Transfer Doc	0188931297
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	405 CARR ST, FORKED RIVER, NJ 08731-1611
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CARR ST, FORKED RIVER, NJ 08731-1611

Mortgage

Document Number	0195820927
Date	Jan 12, 2024
Book Page	19582/927
Instrument	2024003424

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 16, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	405 CARR ST, FORKED RIVER, NJ 08731-1611
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0193411255
Date	Apr 3, 2023
Book Page	19341/1255
Instrument	2023024769

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Feb 3, 2022
Property Address	405 CARR ST, FORKED RIVER, NJ 08731-1611
Document Number	0188931297
Book / Page	18893 / 1297
Instrument Date	Sep 30, 2021
Instrument	2022014523
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	405 CARR ST, FORKED RIVER, NJ 08731-1611

Mortgage

Document Number	2022014524
Date	Feb 3, 2022
Instrument	2022014524

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Carr St was $8,637, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,800 (-) Land $108,000 Building $207,800	$315,800 (-) Land $108,000 Building $207,800
2025	$8,637.00 (+7.94%)	$315,800 Land $108,000 Building $207,800	$315,800 Land $108,000 Building $207,800
2024	$8,002.00
2023		$315,800 (-) Land $108,000 Building $207,800	$315,800 (-) Land $108,000 Building $207,800
2022	$7,146.00	$315,800 Land $108,000 Building $207,800	$315,800 Land $108,000 Building $207,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Carr St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Carr St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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