405 Carmichael Cir, Canton, GA 30115 Property Records

Cherokee County property record for 405 Carmichael Cir, Canton, GA 30115

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,247 sqft · built 2020
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$495,591 (Mar 2021)
Tax Bill	$7,373 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02N01A 174`

Property Details

APN / Parcel Number

Primary APN	`02N01A 174`
Alternative APNs	`96121487` `758857`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,247 sqft Heated Area
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	16,117 sqft (0.369 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	758857
Street Address	405 CARMICHAEL CIR
City	CANTON
State	GA
Zip	30115-6892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	LOT 2065 CARMICHAEL FARMS
Legal Lot Number	2065
Jurisdiction	CHEROKEE GA
Township / Civil Division	HOLLY SPRINGS
Census Block Group	1
Census Block	1002
Census Tract	90810

Owner

Source: Cherokee County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 CARMICHAEL CIR, CANTON, GA 30115-6892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Mar 30, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	0146252423
Deed Book / Page	14625 / 2423
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE GA
Property Address	405 CARMICHAEL CIR, CANTON, GA 30115-6892
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CARMICHAEL CIR, CANTON, GA 30115-6892

Mortgage

Document Number	0150481278
Date	Aug 21, 2025
Book Page	0000015048/0000001278

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHEROKEE GA
Recording Date	Mar 30, 2021
Property Address	405 CARMICHAEL CIR, CANTON, GA 30115-6892
Document Number	0146252423
Book / Page	14625 / 2423
Instrument Date	Mar 30, 2021
Instrument	2021-004040
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CARMICHAEL CIR, CANTON, GA 30115-6892

Mortgage

Document Number	0146252425
Date	Apr 1, 2021
Book Page	0000014625/0000002425
Instrument	2021018232

Lender

Name	INSPIRE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,373.00 (+32.49%) Homeowner's exemption	$305,400 (+1.85%) Land $55,200 Building $250,200	$763,500 (+1.85%) Land $138,000 Building $625,500
2023		$299,840 (+51.25%) Land $51,200 Building $248,640	$749,600 (+51.25%) Land $128,000 Building $621,600
2022	$5,565.00 Homeowner's exemption	$198,237 Land $34,342 Building $163,895	$495,591 Land $85,854 Building $409,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY serves 224,427 people · EPA ID GA0570002
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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