405 Capitol Dr, Midland, MI 48642 Property Records

Midland County property record for 405 Capitol Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1957
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (May 2013)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Apr 2022 Transfer Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-50-342`

Property Details

APN / Parcel Number

Primary APN	`14-03-50-342`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft
Unfinished Basement	1,638 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	129 ft deep x 93 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	405 CAPITOL DR
City	MIDLAND
State	MI
Zip	48642-3331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 117 JEFFERSON ACRES SUB
Legal Subdivision	JEFFERSON ACRES SUB
Legal Lot Number	117
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3011
Census Tract	290902

Owner

405 Capitol Dr is owned and occupied by an individual who acquired it in March 2022.

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 CAPITOL DR, MIDLAND, MI 48642-3331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Intrafamily Transfer, Transfer
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2013 · Amount on File
Deed Sale	May 22, 2013 · Amount on File
Deed Book / Page	1566 / 1392
Last Transfer Date	Mar 24, 2022
Transfer Doc	01655/1039
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Apr 1, 2022
Property Address	405 CAPITOL DR, MIDLAND, MI 48642-3331
Document Number	01655/1039
Book / Page	1655 / 1039
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 CAPITOL DR, 405, MIDLAND, MI 48642-3331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8234 FRONTIER LN, BRENTWOOD, TN 37027-7318

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	405 CAPITOL DR, MIDLAND, MI 48642-3331
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CAPITOL DR, MIDLAND, MI 48642-3331

Mortgage

Document Number	1650/1343
Date	Oct 20, 2021
Book Page	1650/1343

Lender

Name	DOW CHEMICAL EMPLOYEES CREDIT UNION
Type	Non-Lending Institution
Address	MIDLAND, MI 48641

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 405 Capitol Dr was $2,719 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,700 (+6.27%)	$237,400 (+6.27%)
2025	$2,719.00 (+1.04%) Homeowner's exemption	$111,700	$223,400
2024	$2,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Capitol Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Capitol Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber.

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