Black Hawk County property record for 405 Candlewick Rd, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 825 sqft · built 1967 |
| Lot Size | 0.147 acres (6,386 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Jan 2025) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-10-355-007 |
| Primary APN | 8913-10-355-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 825 sqft Living Area |
| 1st Floor Area | 825 sqft |
| Basement Area | 825 sqft |
| Finished Basement | 700 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,386 sqft (0.147 acres) |
| Lot Dimensions | 103 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 405 CANDLEWICK RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENBRIER FOURTH ADDITION LOT 20 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 10 |
| Legal Subdivision | GREENBRIER FOURTH ADDITION |
| Legal Lot Number | 20 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1600 |
405 Candlewick Rd is owned and occupied by an individual who bought it in January 2025.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 CANDLEWICK RD, WATERLOO, IA 50703-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on File |
| Deed Sale | Jan 6, 2025 · Amount on File |
| Deed Document Number | 2025187 |
| Prior Transfer Date | Jul 17, 2012 |
| Prior Transfer Doc | 2012001296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jan 6, 2025 |
| Property Address | 405 CANDLEWICK RD, WATERLOO, IA 50703-1307 |
| Document Number | 0202500187 |
| Instrument Date | Dec 23, 2024 |
| Instrument | 2025-00187 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 CANDLEWICK RD, WATERLOO, IA 50703-1307 |
| Document Number | 0202500188 |
|---|---|
| Date | Jan 6, 2025 |
| Instrument | 2025-00188 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2055 |
The 2025 property tax bill for 405 Candlewick Rd was $2,514 with a homeowner's exemption, up 4.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,514.00 (+4.75%) Homeowner's exemption | $134,100 Land $18,140 Building $115,960 | $134,100 Land $18,140 Building $115,960 |
| 2024 | $2,400.00 | ||
| 2023 | $114,680 (+24.61%) Land $18,140 Building $96,540 | $114,680 Land $18,140 Building $96,540 | |
| 2022 | $1,826.00 Homeowner's exemption | $92,030 Land $18,140 Building $73,890 | |
| 2021 | $92,030 Land $18,140 Building $73,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Candlewick Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 58 (1983–2016) |
| Claims Outside the SFHA | 17 of 58 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Candlewick Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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