St. Charles County property record for 405 Canary Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,575 sqft · built 1970 |
| Lot Size | 0.191 acres (8,308 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,400 (Aug 2021) |
| Tax Bill | $2,699 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040140A000 |
| Primary APN | 040140A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 495 sqft |
| Unfinished Basement | 585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,308 sqft (0.191 acres) |
| Lot Dimensions | 124 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 304 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 040140A000 |
|---|---|
| Street Address | 405 CANARY LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CARDINAL WOOD #6 LOT 305 |
| Legal Subdivision | CARDINAL WOOD #6 |
| Legal Lot Number | 305 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 310602 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Mar 3, 2016 · Amount on Record |
| Deed Document Number | 202166125 |
| Prior Transfer Date | May 21, 2008 |
| Prior Transfer Doc | 0049961464 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 6, 2021 |
| Property Address | 405 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Document Number | 2021R066125 |
| Map Reference | MB 10 PG 3 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021R-066125 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2011 BLENDON PL, 2011, SAINT LOUIS, MO 63143-2525 |
| Name | Verified Name |
|---|---|
| Address | 405 CANARY LN, SAINT CHARLES, MO 63301-3901 |
| Document Number | 2021R066126 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021R-066126 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,699.00 (+1.85%) | $42,971 (+4.34%) | $226,164 (+4.34%) Land $50,000 Building $176,164 |
| 2024 | $2,650.00 | ||
| 2023 | $41,182 | ||
| 2022 | $216,748 Land $50,000 Building $166,748 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 71 (1979–2022) |
| Claims Outside the SFHA | 11 of 71 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: i3 Broadband.
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