Polk County property record for 405 Cameron St, Mulberry, FL 33860
| Property Type | Mobile Home |
|---|---|
| Details | 938 sqft · built 1986 |
| Lot Size | 0.285 acres (12,406 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $88,000 (Dec 2019) |
| Tax Bill | $634 (2024) |
| Deeds & Mortgages | Dec 2019 Sale Mar 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-30-11-156500-004042 |
| Primary APN | 23-30-11-156500-004042 |
|---|---|
| Alternative APNs |
|
| Building Area | 938 sqft Living Area |
|---|---|
| 1st Floor Area | 938 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 12,406 sqft (0.285 acres) |
| Lot Dimensions | 127 ft deep x 97 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Street Address | 405 CAMERON ST |
|---|---|
| City | MULBERRY |
| State | FL |
| Zip | 33860-9059 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | KINGSFORD PB 1 PG 32B BLK 4 S1/2 OF LOTS 4 & 5 |
| Legal Range | 23E |
| Legal Township | 30S |
| Legal Section | 11 |
| Legal Subdivision | KINGSFORD SUBDIVISION |
| Legal Tract | 156500 |
| Legal Block | 4 |
| Legal Lot Number | 4,5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 14802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 CAMERON ST, MULBERRY, FL 33860-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2019 | Warranty Deed, Transfer GOLDEN RULE TITLE LLC |
| Mar 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| May 30, 2018 | Warranty Deed, Transfer GOLDEN RULE TITLE LLC |
| Dec 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on Record |
| Deed Sale | Dec 3, 2019 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 2019255793 |
| Deed Book / Page | 11061 / 1067 |
| Transfer Doc | 5052000434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 3, 2019 |
| Property Address | 405 CAMERON ST, MULBERRY, FL 33860-9059 |
| Document Number | 0110611067 |
| Book / Page | 011061 / 001067 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 255793 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $616.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 405 CAMERON ST MULBERRY FL 338609059, MULBERRY, FL 33860-9059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 5, 2019 |
| Property Address | 405 CAMERON ST, MULBERRY, FL 33860-9059 |
| Document Number | 0107671953 |
| Book / Page | 010767 / 001953 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 43611 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2019 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3974 GUM SPRINGS MOUNTAIN RD SPARTA TN 385837206, SPARTA, TN 38583-7206 |
| Document Number | 107671955 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | 010767/001955 |
| Instrument | 43612 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 4, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 30, 2018 |
| Property Address | 405 CAMERON ST, MULBERRY, FL 33860-9059 |
| Document Number | 0105010382 |
| Book / Page | 010501 / 000382 |
| Instrument Date | May 18, 2018 |
| Instrument | 115734 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $392.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6222 LYN MAR DR LAKELAND FL 338134828, LAKELAND, FL 33813-4828 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 405 CAMERON ST, MULBERRY, FL 33860-9059 |
| Document Number | 0103510105 |
| Book / Page | 010351 / 000105 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 248162 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2126 HICKORY GROVE RD COTTONWOOD AL 363204416, COTTONWOOD, AL 36320-4416 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,487 (+2.7%) | $155,253 (+6.06%) Land $34,116 Building $121,137 | |
| 2025 | $75,450 (+5.99%) | $146,377 (+13.27%) Land $34,116 Building $112,261 | |
| 2024 | $634.00 (+29.65%) | ||
| 2023 | $489.00 (-41.72%) Homeowner's exemption | $71,188 (+3%) | $129,227 (+24.75%) Land $21,710 Building $107,517 |
| 2022 | $839.00 Homeowner's exemption | $69,115 | $103,589 Land $4,017 Building $99,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MULBERRY serves 3,780 people · EPA ID FL6531237 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Barium resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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