Osceola County property record for 405 Cameo Ct, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,758 sqft · built 2022 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Company Name on Record |
| Last Sale | $100 (Jun 2022) |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-26-30-0110-0001-0350 |
| Primary APN | 12-26-30-0110-0001-0350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| Gross Area | 2,146 sqft |
| 1st Floor Area | 709 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 140 sqft |
| Heating System | Central |
|---|
| Street Address | 405 CAMEO CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMDEN BAY PB 30 PGS 108-111 LOT 35 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 12 |
| Legal Subdivision | CAMDEN BAY |
| Legal Lot Number | 35 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 43303 |
Source: Osceola County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Deed Document Number | 202298452 |
| Deed Book / Page | 6239 / 57 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 28, 2023 |
| Property Address | 405 CAMEO CT, SAINT CLOUD, FL 34769-5465 |
| Document Number | 0064312820 |
| Book / Page | 6431 / 2820 |
| Map Reference | MB 30 PG 108-111 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023083318 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Limited Transfer Tax Data |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1341 HORTON CIR, ARLINGTON, TX 76011-4310 |
| Name | Verified Name |
|---|---|
| Address | 7500 N DOBSON RD STE 300, 300, SCOTTSDALE, AZ 85256-2727 |
| Investor | Possibly a Property Investor |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,951.00 (-1.34%) | $164,700 (-2.54%) Land $14,900 Building $149,800 | $164,700 (-2.54%) Land $14,900 Building $149,800 |
| 2024 | $2,991.00 (-1.71%) | ||
| 2023 | $3,043.00 (+1,035.45%) | $169,000 (+1,034.23%) Land $14,900 Building $154,100 | $169,000 (+1,034.23%) Land $14,900 Building $154,100 |
| 2022 | $268.00 | $14,900 Land $14,900 | $14,900 Land $14,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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