405 Buoy Ct, Bluff Dale, TX 76433 Property Records

Erath County property record for 405 Buoy Ct, Bluff Dale, TX 76433

Property Summary

Property Type	Single Family Home
Details	3,990 sqft · built 2019
Lot Size	2.02 acres (88,035 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,574 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000066906`

Property Details

APN / Parcel Number

Primary APN	`R000066906`
Alternative APN	`R.6755.01880.00.0`

Interior

Building Area	3,990 sqft Living Area
1st Floor Area	2,790 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	88,035 sqft (2.02 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	792 sqft

Location & Zoning

Account Number	R.6755.01880.00.0
Street Address	405 BUOY CT
City	BLUFF DALE
State	TX
Zip	76433-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S6755 MOUNTAIN LAKES, SECTION ONE, TRACT 188R
Legal Subdivision	MOUNTAIN LAKES
Legal Tract	188
Jurisdiction	ERATH TX
Township / Civil Division	MORGAN MILL-BLUFF DALE
Census Block Group	1
Census Block	1097
Census Tract	950100

Owner

405 Buoy Ct is owned and occupied by two individuals who acquired it in October 2018.

Source: Erath County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	405 BUOY CT, BLUFF DALE, TX 76433-4440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2019	Deed of Trust, Mortgage · Construction Mortgage PROSPERITY BANK
Oct 10, 2018	Warranty Deed, Transfer JUNIPER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018
Deed Sale	Oct 10, 2018
Deed Document Number	20185827
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	405 BUOY CT, BLUFF DALE, TX 76433-4440
Transaction Type	Mortgage
Record Updated	Apr 5, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200953
Date	Feb 10, 2022
Instrument	2022-00953

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	405 BUOY CT, BLUFF DALE, TX 76433-4440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201905774
Date	Oct 2, 2019
Instrument	2019-05774

Lender

Name	PROSPERITY BANK
Type	Bank
Address	DALLAS, TX 75230

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Oct 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.99%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Oct 10, 2018
Property Address	405 BUOY CT, BLUFF DALE, TX 76433-4440
Document Number	0201805827
Map Reference	CAB A SL 307&308
Instrument Date	Sep 27, 2018
Instrument	2018-05827
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	JUNIPER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4612 STOCKWOOD DR, FORT WORTH, TX 76135-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2724 ALPENA DR, FORT WORTH, TX 76131-2091

Tax Assessment & Valuation

The 2026 property tax bill for 405 Buoy Ct was $7,574 with a homeowner's exemption, up 37.6% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Bluff Dale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,574.00 (+37.58%)	$617,210 (+1.33%) Land $70,740 Building $546,470	$617,210 (+1.33%) Land $70,740 Building $546,470
2025	$5,505.00 Homeowner's exemption	$609,120 Land $62,650 Building $546,470	$609,120 Land $62,650 Building $546,470
2023	$4,837.00 (-14.15%) Homeowner's exemption	$559,840 Land $60,630 Building $499,210	$559,840 Land $60,630 Building $499,210
2022	$5,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Buoy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Buoy Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LAKES ADDITION private · serves 1,347 people · EPA ID TX0720037
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Lipan Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

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