405 Broad St, Independence, MO 64050 Property Records

Jackson County property record for 405 Broad St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 1998
Lot Size	0.221 acres (9,646 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2022)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-740-06-24`

Property Details

APN / Parcel Number

Primary APN	`15-740-06-24`
Alternative APNs	`15-740-06-24-00-0-00-000` `15740062400000001` `732136`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,033 sqft Living Area
1st Floor Area	1,098 sqft
Basement Area	1,086 sqft
Finished Basement	456 sqft
Unfinished Basement	630 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,646 sqft (0.221 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	384 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	732136
Street Address	405 BROAD ST
City	INDEPENDENCE
State	MO
Zip	64050-3067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROADMOOR PLACE LOT 6
Legal Subdivision	BROADMOOR PLACE
Legal Block	1
Legal Lot Number	6
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1014
Census Tract	11410

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Aug 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 4, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	202270451
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	00E0088203
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2022
Property Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067
Document Number	00E0070451
Instrument Date	Jul 22, 2022
Instrument	2022E0070451
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067

Mortgage

Document Number	00E0070530
Date	Jul 27, 2022
Instrument	2022E0070530

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Aug 11, 2021
Property Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067
Document Number	00E0088203
Instrument Date	Jul 16, 2021
Instrument	2021E0088203
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067

Mortgage

Document Number	00E0088204
Date	Aug 11, 2021
Instrument	2021E0088204

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	405 BROAD ST, INDEPENDENCE, MO 64050-3067
Document Number	0000E79407
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	CONTINENTAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 BROAD ST INDEPENDENCE MO 640503067, INDEPENDENCE, MO 64050-3067

Mortgage

Document Number	0000E79407
Date	Sep 11, 2018
Instrument	79407E

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,566 (-) Land $3,365 Building $58,201	$324,030 (-)
2025	$4,399.00 (+18.6%)	$61,566 (+15%) Land $3,365 Building $58,201	$324,030 (+15%)
2024	$3,709.00 (+2.35%)
2023	$3,624.00	$53,537 Land $3,842 Building $49,695	$281,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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