405 Bret Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 405 Bret Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,210 sqft · built 2010
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2025)
Tax Bill	$1,203 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`753C-17`

Property Details

APN / Parcel Number

Primary APN	`753C-17`
Alternative APNs	`488869000` `430670000` `490026412` `076436`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490026412
Street Address	405 BRET CT
City	JACKSONVILLE
State	NC
Zip	28540-8008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L88 S1 ROCKFORD FOREST
Legal Subdivision	ROCKFORD FOREST SECTION 1
Legal Lot Number	88
Jurisdiction	ONSLOW NC
Township / Civil Division	STUMP SOUND
Census Block Group	2
Census Block	2003
Census Tract	306

Owner

405 Bret Ct is owned and occupied by an individual who bought it in November 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BRET CT, JACKSONVILLE, NC 28540-8008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · VA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Sep 8, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Sep 8, 2022 · Amount on File
Deed Book / Page	6477 / 734
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 18, 2025
Property Address	405 BRET CT, JACKSONVILLE, NC 28540-8008
Document Number	0064770734
Book / Page	6477 / 734
Map Reference	MB 59 PG 86
Instrument Date	Nov 13, 2025
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 OSPREY RD, BEAUFORT, SC 29907-1833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BRET CT, JACKSONVILLE, NC 28540-8008

Mortgage

Document Number	0006477738
Date	Nov 18, 2025
Instrument	6477/738

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 8, 2022
Property Address	405 BRET CT, JACKSONVILLE, NC 28540-8008
Document Number	0058330244
Book / Page	5833 / 244
Map Reference	MB 59 PG86 SL M-1400
Instrument Date	Sep 8, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 BORDEAUX DRIVE 405 BRET COURT, 41, CLAYTON, NC 27527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BRET COURT, CLAYTON, NC 27527

Mortgage

Document Number	0005833248
Date	Sep 8, 2022
Instrument	5833-248

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 405 Bret Ct was $1,203.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,203.00	$245,906 (+33.79%) Land $58,500 Building $187,406	$245,906 (+33.79%) Land $58,500 Building $187,406
2025	$1,203.00	$183,806 Land $35,000 Building $148,806	$183,806 Land $35,000 Building $148,806
2023	$1,203.00	$183,806 Land $35,000 Building $148,806	$183,806 Land $35,000 Building $148,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Bret Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Bret Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bret Ct

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