405 Brainerd Ave, Saint Paul, MN 55130 Property Records

Ramsey County property record for 405 Brainerd Ave, Saint Paul, MN 55130

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 998 sqft · built 1915
Lot Size	0.103 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,654 (May 2017)
Tax Bill	$4,558 (2023)
Deeds & Mortgages	Nov 2020 Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-29-22-33-0045`

Property Details

APN / Parcel Number

Primary APN	`20-29-22-33-0045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
1st Floor Area	748 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1951
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	114 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	405 BRAINERD AVE
City	SAINT PAUL
State	MN
Zip	55130-3507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	JAGGARD'S ADDITION LOT 13 BLK 2
Legal Range	22
Legal Township	29
Legal Section	20
Legal Quarter	3
Quarter-Quarter Section	3
Legal Subdivision	JAGGARDS ADDITION
Legal Block	2
Legal Lot Number	13
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4000
Census Tract	30601

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	405 BRAINERD AVE, SAINT PAUL, MN 55130-3507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on Record
Deed Sale	May 1, 2017 · Amount on Record
Prior Sale	Mar 27, 2017
Deed Document Number	A04656694
Record Updated	Jun 7, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	405 BRAINERD AVE, SAINT PAUL, MN 55130-3507
Document Number	0004844757
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 BRAINERD AVE ST PAUL MN 551303507, ST PAUL, MN 55130-3507

Mortgage

Document Number	0004844757
Date	Nov 13, 2020
Instrument	4844757

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 12, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 1, 2017
Property Address	405 BRAINERD AVE, SAINT PAUL, MN 55130-3507
Document Number	0004656694
Instrument Date	Apr 19, 2017
Instrument	4656694
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 BRAINERD AVE ST PAUL MN 551303507, ST PAUL, MN 55130-3507

Mortgage

Document Number	4656695
Date	May 1, 2017
Instrument	4656695

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 27, 2017
Property Address	405 BRAINERD AVE, SAINT PAUL, MN 55130-3507
Document Number	0004652193
Instrument Date	Mar 27, 2017
Instrument	4652193
Transaction Type	Transfer
Record Updated	Jun 5, 2017

Transaction

Amount	Amount Recorded
Tax	$1.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2092 ORANGE AVE E ST PAUL MN 551193202, ST PAUL, MN 55119-3202

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,558.00 Homeowner's exemption	$238,300 Land $25,000 Building $213,300	$238,300 Land $25,000 Building $213,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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