405 Boyd St, Santa Rosa, CA 95407 Property Records

Sonoma County property record for 405 Boyd St, Santa Rosa, CA 95407

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 1,608 sqft · built 2018
Lot Size	0.031 acres (1,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Mar 2022)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`037-240-016-000`

Property Details

APN / Parcel Number

Primary APN	`037-240-016-000`
Alternative APN	`037-240-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	1,337 sqft (0.031 acres)
Garage Type	Attached
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-240-016
Street Address	405 BOYD ST
City	SANTA ROSA
State	CA
Zip	95407-7009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	M1
Legal Description	2006 FM 010-251-002 VILLAGE GARDENS SUB UNIT 16
Legal Subdivision	VILLAGE GARDENS SUB
Legal Block	1
Legal Lot Number	1-110
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	1
Census Block	1012
Census Tract	153104

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 BOYD ST, SANTA ROSA, CA 95407-7009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Apr 17, 2019	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 3, 2018	Grant Deed, Mortgage · Line of Credit BANNER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	202220626
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0000044596
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Mar 22, 2022
Property Address	405 BOYD ST, SANTA ROSA, CA 95407-7009
Document Number	0000020626
Map Reference	MB 680 PG 19-26
Instrument Date	Mar 17, 2022
Instrument	2022020626
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,984.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	405 BOYD ST, SANTA ROSA, CA 95407-7009

Mortgage

Document Number	0000020627
Date	Mar 22, 2022
Instrument	2022020627

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 17, 2019
Property Address	405 BOYD ST, SANTA ROSA, CA 95407-7009
Document Number	0000025312
Map Reference	MB 680 PG 19-26
Instrument Date	Apr 9, 2019
Instrument	2019025312
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	405 BOYD ST, SANTA ROSA, CA 95407-7009

Mortgage

Document Number	0000025313
Date	Apr 17, 2019
Instrument	2019025313

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Oct 3, 2018
Property Address	405 BOYD ST, SANTA ROSA, CA 95407-7009
Instrument Date	Sep 19, 2018
Instrument	69322
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 ALDRIDGE RD #B VACAVILLE CA 956889561, B, VACAVILLE, CA 95688-9561

Mortgage

Document Number	0000069322
Date	Oct 3, 2018
Instrument	69322

Lender

Name	BANNER BK
Type	Bank
Address	19800 N CREEK PKWY # 200, BOTHELL, WA 98011-8206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$692,754 (+2%) Land $277,101 Building $415,653
2025	$7,760.00 (+3.04%)	$679,171 (+4.04%) Land $271,668 Building $407,503
2023	$7,531.00 (+19.52%)	$652,800 Land $261,120 Building $391,680
2022	$6,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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