Worcester County property record for 405 Bluewater Ct, Ocean Pines, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,421 sqft · built 2019 |
| Lot Size | 0.305 acres (13,289 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,000 (Apr 2009) |
| Tax Bill | $5,448 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-146375 |
| Primary APN | 03-146375 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,421 sqft Total Area |
| Utility Area | 216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,289 sqft (0.305 acres) |
| Garage Type | Attached |
| Garage Area | 626 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 312 sqft |
| Deck Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 146375 |
|---|---|
| Street Address | 405 BLUEWATER CT |
| City | BERLIN |
| State | MD |
| Zip | 21811-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 85 PH IA 13289 SQ FT BLUEWATER COURT THE POINT SEC 17 |
| Legal Subdivision | POINT SEC 17 |
| Legal Phase | IA |
| Legal Lot Number | 85 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 951101 |
Source: Worcester County assessment roll, as of July 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 BLUEWATER CT, BERLIN, MD 21811-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2009 · Amount on Record |
| Deed Sale | Apr 14, 2009 · Amount on Record |
| Prior Sale | Sep 30, 2005 · Amount on Record |
| Deed Document Number | 2009371006 |
| Deed Book / Page | 5226 / 160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 405 BLUEWATER CT, OCEAN PINES, MD 21811-4200 |
| Document Number | 0073630412 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 405 BLUEWATER CT OCEAN PINES MD 21811, OCEAN PINES, MD 21811 |
| Document Number | 0073630412 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 007363/000412 |
| Name | FIRST SHR FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SALISBURY, MD 21803-4248 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Worcester County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,467 (+25.43%) | $813,500 (+24.31%) Land $151,100 Building $662,400 | |
| 2025 | $5,448.00 (+3.75%) Homeowner's exemption | ||
| 2023 | $5,251.00 Homeowner's exemption | $606,300 | $654,400 Land $134,600 Building $519,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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