405 Biscayne Rd, Columbia, SC 29212 Property Records

Lexington County property record for 405 Biscayne Rd, Columbia, SC 29212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1972
Lot Size	0.401 acres (17,449 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Feb 2020)
Tax Bill	$939 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002720-04-001`

Property Details

APN / Parcel Number

Primary APN	`002720-04-001`
Alternative APN	`0272004001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Pier/Post & Beam
Roof Material	Shingle
Lot Area	17,449 sqft (0.401 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 BISCAYNE RD
City	COLUMBIA
State	SC
Zip	29212-3207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	CHALLEDON LOT 1 BLK 4
Legal Block	4
Legal Lot Number	1
Jurisdiction	LEXINGTON SC
Township / Civil Division	IRMO
Census Block Group	1
Census Block	1023
Census Tract	21111

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 6, 2020	Deed, Transfer · FHA Mortgage MIDLAND MORTGAGE CORP
Apr 11, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20205132
Deed Book / Page	20856 / 1461
Prior Transfer Date	Apr 4, 2019
Prior Transfer Doc	2072100116
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Recording Date	May 20, 2026
Property Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207
Document Number	0000020619
Book / Page	21222 / 5472
Instrument Date	May 13, 2026
Instrument	202620619
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207

Mortgage

Document Number	0000020619,
Date	May 20, 2026
Book Page	21222/5472
Instrument	202620619

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	Feb 1, 2050

Interest

Rate	6.3%
Max Rate	-1%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 6, 2020
Property Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207
Document Number	2085601461
Book / Page	20856 / 1461
Map Reference	MB 62-G PG 56
Instrument Date	Jan 31, 2020
Instrument	2020005132
Transaction Type	Transfer
Record Updated	Feb 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207

Mortgage

Document Number	2020005133
Date	Feb 6, 2020
Instrument	2020005133

Lender

Name	MIDLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LEXINGTON SC
Recording Date	Apr 11, 2019
Property Address	405 BISCAYNE RD, COLUMBIA, SC 29212-3207
Document Number	2072100116
Book / Page	020721 / 000116
Instrument Date	Apr 8, 2019
Instrument	15395
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	405 BISCAYNE RD COLUMBIA SC 292123207, COLUMBIA, SC 29212-3207

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$939.00 (+7.93%)
2024	$870.00 (+0.35%)	$5,680 (-) Land $1,200 Building $4,480	$142,000 (-) Land $30,000 Building $112,000
2023	$867.00	$5,680 Land $1,200 Building $4,480	$142,000 Land $30,000 Building $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	36 (1987–2015)
Claims Outside the SFHA	2 of 36
Most Recent Claim	Oct 2015 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: CarolinaConnect Cooperative.

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