405 Bernard Dr, Buffalo Grove, IL 60089 Property Records

Cook County property record for 405 Bernard Dr, Buffalo Grove, IL 60089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,520 sqft · built 1960
Lot Size	0.166 acres (7,229 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Apr 2005)
Tax Bill	$9,181 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-208-012`

Property Details

APN / Parcel Number

Primary APN	`03-05-208-012`
Alternative APN	`03-05-208-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,229 sqft (0.166 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	405 BERNARD DR
City	BUFFALO GROVE
State	IL
Zip	60089-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BUFFALO) (GROVE) (UNIT5) SUB IN WH SEC4 & NE SEC5 NE SEC 05-42-11
Legal Range	11E
Legal Township	42N
Legal Section	05
Legal Subdivision	BUFFALO GROVE UNIT5
Legal Lot Number	403
Legal Unit	5
Jurisdiction	COOK IL
Township / Civil Division	WHEELING
Census Block Group	2
Census Block	2000
Census Tract	803013

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 BERNARD DR, BUFFALO GROVE, IL 60089-3409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2005 · Amount on File
Deed Sale	Apr 27, 2005 · Amount on File
Prior Sale	Sep 25, 2003 · Amount on File
Deed Document Number	200535052
Last Transfer Date	May 12, 2007
Transfer Doc	0000055026
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 BERNARD DR, BUFFALO GROVE, IL 60089-3409
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003212360
Date	Feb 1, 2021
Instrument	2103212360

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	405 BERNARD DR, BUFFALO GROVE, IL 60089-3409
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027228750
Date	Sep 29, 2021
Instrument	2127228750

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Wheeling Township
Municipality	Buffalo Grove Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Wheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,464 (+4.58%) Land $7,591 Building $25,873	$334,640 (+4.58%) Land $75,910 Building $258,730
2023	$9,181.00 (+4.33%)
2022	$8,800.00 Homeowner's exemption	$31,999 Land $6,506 Building $25,493	$319,990 Land $65,060 Building $254,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO GROVE serves 43,212 people · EPA ID IL0314180
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Bernard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures