405 Bermuda Ave, Lancaster, TX 75146 Property Records

Dallas County property record for 405 Bermuda Ave, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 2022
Lot Size	0.224 acres (9,760 sqft)
Owner	2 Individual Names on File
Last Sale	$348,300 (Jun 2023)
Tax Bill	$7,355 (2025)
Deeds & Mortgages	Jun 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`360797200C00700`

Property Details

APN / Parcel Number

Primary APN	`360797200C00700`
Alternative APN	`36-07972-00C-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,760 sqft (0.224 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	360797200C00700
Street Address	405 BERMUDA AVE
City	LANCASTER
State	TX
Zip	75146-1817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z239
Legal Description	ROLLING MEADOWS PH 3 BLK C LT 7 ACS 0.222 INT202300120890 DD06202023 CO-DC 0797200C00700 4CN0797200C
Legal Subdivision	ROLLING MEADOWS PH 3
Legal Block	C
Legal Lot Number	7
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2000
Census Tract	16805

Owner

Source: Dallas County records · APN 360797200C00700

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 BERMUDA AVE, LANCASTER, TX 75146-1817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Deed Document Number	2023120890
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Jun 20, 2023
Property Address	405 BERMUDA AVE, LANCASTER, TX 75146-1817
Document Number	0000120890
Map Reference	FILE 2021367804
Instrument Date	Jun 20, 2023
Instrument	202300120890
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BERMUDA AVE, LANCASTER, TX 75146-1817

Mortgage

Document Number	0000120891
Date	Jun 20, 2023
Instrument	202300120891

Lender

Name	LOWER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Dallas County records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,660 (+7.64%) Land $80,000 Building $302,660	$382,660 (+7.64%) Land $80,000 Building $302,660
2025	$7,355.00 (-18.9%) Homeowner's exemption	$355,510 (+118.25%) Land $75,000 Building $280,510	$355,510 (+118.25%) Land $75,000 Building $280,510
2024	$9,069.00 (+130.94%)
2023	$3,927.00 (-8.99%)	$162,890 (+5,478.42%) Land $97,750 Building $65,140	$162,890 (+5,478.42%) Land $97,750 Building $65,140
2022	$4,315.00	$2,920 Land $2,920	$2,920 Land $2,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dallas County (48113C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481130168052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, Hotwire Communications.

Based on FCC filings for 466 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0570013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LANCASTER serves 40,449 people
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.