405 Benton St, Mount Olive, IL 62069 Property Records

Macoupin County property record for 405 Benton St, Mount Olive, IL 62069

Property Summary

Property TypeSingle Family Home
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Tax Bill$5,589 (2025)
Deeds & MortgagesMay 2021 Mortgage
Nov 2021 Mortgage
+ 1 more
APN24-11-279-006

Property Details

APN / Parcel Number

Primary APN24-11-279-006
Alternative APN
  • 02-002-508-00

Exterior

Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide

Location & Zoning

Street Address405 BENTON ST
CityMOUNT OLIVE
StateIL
Zip62069-2058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 1/2 LOT 5, ALL LOT 6 & E 1/2 LOT 7 BLK 3 ANDREW NIGGS 2ND ADDN 100 X 140 24-11-279-006
Legal SubdivisionANDREW NIGGS 2ND ADDN
Legal Block3
Legal Lot Number5-7
JurisdictionMACOUPIN IL
Township / Civil DivisionMOUNT OLIVE
Census Block Group3
Census Block3060
Census Tract957100

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 BENTON ST, MOUNT OLIVE, IL 62069-2058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CNB BANK & TRUST NA
Nov 2, 2021Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Mar 1, 2021Warranty Deed, Transfer
COMMUNITY TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2021
Deed SaleNov 2, 2021
Prior SaleMar 1, 2021 · Amount on Record
Deed Document Number2021594916
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address405 BENTON ST, MOUNT OLIVE, IL 62069-2058
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanyCOMMUNITY TITLE II LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000591067
DateMay 21, 2021
Instrument591067
Lender
NameCNB BANK & TRUST NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOUPIN IL
Recording DateNov 2, 2021
Property Address405 BENTON ST, MOUNT OLIVE, IL 62069-2058
Document Number594916
Instrument DateOct 26, 2021
Instrument594916
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyCOMMUNITY TITLE II LP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 BENTON ST, MOUNT OLIVE, IL 62069-2058

Mortgage

Document Number594917
DateNov 2, 2021
Instrument594917
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate2.99%

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOUPIN IL
Recording DateMar 1, 2021
Property Address405 BENTON ST, MOUNT OLIVE, IL 62069-2058
Document Number0000589090
Instrument DateFeb 19, 2021
Instrument589090
Transaction TypeTransfer
Record UpdatedJul 18, 2022
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount Recorded
Tax$12.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 PUTNAM ST, MOUNT OLIVE, IL 62069-1852

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionMount Olive Township
MunicipalityMount Olive City
Unified School DistrictMount Olive Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,589.00 (+8.27%)$76,079 (+7%) Land $1,894 Building $74,185$228,237 (+7%) Land $5,682 Building $222,555
2024$5,162.00 (+0.21%)$71,102 (+15.56%) Land $1,770 Building $69,332$213,306 (+15.56%) Land $5,310 Building $207,996
2022$5,151.00 Homeowner's exemption$61,528 Land $1,532 Building $59,996$184,584 Land $4,596 Building $179,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT OLIVE
serves 2,193 people · EPA ID IL1170700
Water SourcePurchased surface water from LITCHFIELD
Last State InspectionAug 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Nextlink
Fixed Wireless
1,000 / 500
Madison Communications
Cable
1,000 / 150
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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