405 Benjamin Ave, Wilmington, NC 28403 Property Records

New Hanover County property record for 405 Benjamin Ave, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 1970
Lot Size	0.646 acres (28,140 sqft)
Owner	Individual Name on File
Last Sale	$7,000 (Oct 2020)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R05013-008-016-000`

Property Details

APN / Parcel Number

Primary APN	`R05013-008-016-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,078 sqft Living Area
1st Floor Area	2,078 sqft
Basement Area	2,078 sqft
Finished Basement	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	28,140 sqft (0.646 acres)
Terrain	Low
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	178 sqft
Patio Area	366 sqft
Utility Building	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	405 BENJAMIN AVE
City	WILMINGTON
State	NC
Zip	28403-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20,RESID
Legal Description	TR A-B SURVEY FOR JAMES D DIXON HEIRS
Legal Subdivision	5410 HILLSDALE, DIST 5
Legal Block	8
Legal Lot Number	16
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3000
Census Tract	11501

Owner

405 Benjamin Ave is owned and occupied by an individual who bought it in October 2020.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BENJAMIN AVE, WILMINGTON, NC 28403-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on File
Deed Sale	Oct 15, 2020 · Amount on File
Prior Sale	Mar 31, 2003
Deed Document Number	202042966
Deed Book / Page	6367 / 342
Prior Transfer Date	Oct 1, 2020
Prior Transfer Doc	00636700342
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 17, 2026
Property Address	405 BENJAMIN AVE, WILMINGTON, NC 28403-1801
Document Number	0000019830
Book / Page	6863 / 152
Instrument Date	Jul 1, 2026
Instrument	202619830
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BENJAMIN AVE, WILMINGTON, NC 28403-1801

Mortgage

Document Number	0000019830,
Date	Jul 17, 2026
Book Page	6863/152
Instrument	202619830

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	405 BENJAMIN AVE, WILMINGTON, NC 28403-1801
Document Number	0060322944
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BENJAMIN AVE WILMINGTON NC 284031801, WILMINGTON, NC 28403-1801

Mortgage

Document Number	0060322944
Date	Jan 25, 2017
Book Page	006032/002944
Instrument	2544

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 405 Benjamin Ave was $2,752, up 24.4% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,700 (-) Land $132,100 Building $335,600	$467,700 (-) Land $132,100 Building $335,600
2025	$2,752.00 (+24.41%)	$467,700 Land $132,100 Building $335,600	$467,700 Land $132,100 Building $335,600
2024	$2,212.00 (+2.98%)
2023	$2,148.00 (-0.6%)	$254,300 Land $89,500 Building $164,800	$254,300 Land $89,500 Building $164,800
2022	$2,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Benjamin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Benjamin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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