San Diego County property record for 405 Belvedere St, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,264 sqft · built 1937 |
| Lot Size | 0.143 acres (6,215 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,710,000 (Jul 2013) |
| Tax Bill | $26,699 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 351-232-01-00 |
| Primary APN | 351-232-01-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,264 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Lot Area | 6,215 sqft (0.143 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 405 BELVEDERE ST |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-5310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | BLK 6 LOTS 1 & 3 WLY 55 FT TR 000891 |
| Legal Subdivision | SOUTH LA JOLLA |
| Legal Tract | 000891 |
| Legal Block | 6 |
| Legal Lot Number | 1,3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 8101 |
Source: San Diego County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION |
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF COMMERCE FCU |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RITCHIE ALAN TRUST (PT) |
| Jan 11, 2019 | Quit Claim Deed, Transfer 5TH STREET CAP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2013 · Amount on Record |
| Deed Sale | Jul 31, 2013 · Amount on Record |
| Deed Document Number | 2013482485 |
| Last Transfer Date | Jan 4, 2019 |
| Transfer Doc | 0000012748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2026 |
| Property Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Document Number | 0000218783 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026218783 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000218783, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026218783 |
| Name | DEPARTMENT OF COMMERCE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Document Number | 0000782674 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | 2021-0782674 |
| Name | DEPARTMENT OF COMMERCE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20230 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Document Number | 0000817608 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 405 VIA DEL NORTE LA JOLLA CA 920376751, LA JOLLA, CA 92037-6751 |
| Document Number | 0000817608 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 817608 |
| Name | RITCHIE ALAN TRUST (PT) |
|---|---|
| Address | 247 WESTBOURNE ST, LA JOLLA, CA 92037-5344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 11, 2019 |
| Property Address | 405 BELVEDERE ST, LA JOLLA, CA 92037-5310 |
| Document Number | 0000012748 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 12748 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 405 BELVEDERE ST LA JOLLA CA 920375310, LA JOLLA, CA 92037-5310 |
| Document Number | 12749 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 12749 |
| Name | 5TH STREET CAP INC |
|---|---|
| Address | 2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,138,139 (+2%) Land $2,063,124 Building $75,015 | |
| 2025 | $26,699.00 (+8.4%) Homeowner's exemption | $2,096,216 (+4.04%) Land $2,022,671 Building $73,545 |
| 2023 | $24,631.00 (+2.74%) Homeowner's exemption | $2,014,819 Land $1,944,129 Building $70,690 |
| 2022 | $23,974.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–2005) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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