405 Beechwood Acres Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 405 Beechwood Acres Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,339 sqft · built 2007
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on File
Tax Bill	$3,143 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550300636756000`

Property Details

APN / Parcel Number

Primary APN	`550300636756000`
Alternative APN	`26355`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,339 sqft Heated Area
Attic	Attic
Attic Area	452 sqft
Basement Area	1,866 sqft
Finished Basement	1,100 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	107,593 sqft (2.47 acres)
Lot Dimensions	193 ft deep x 245 ft wide
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	26355
Street Address	405 BEECHWOOD ACRES DR
City	MURPHY
State	NC
Zip	28906-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 BEECHWOOD ACRES 1290/79
Legal Lot Number	23
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3053
Census Tract	930401

Owner

405 Beechwood Acres Dr is owned and occupied by an individual who acquired it in January 2008.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 BEECHWOOD ACRES DR, MURPHY, NC 28906-5405
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008
Deed Sale	Jan 9, 2008
Prior Sale	Jul 2, 2007
Deed Document Number	2008-0000141
Deed Book / Page	1310 / 0915
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Sep 1, 2026
Property Address	405 BEECHWOOD ACRES DR, MURPHY, NC 28906-5405
Document Number	0000004537
Book / Page	1809 / 39
Instrument Date	Aug 14, 2026
Instrument	20264537
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	LENDER RECORDING SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004537,
Date	Sep 1, 2026
Book Page	1809/39
Instrument	20264537

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 18, 2051

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	405 BEECHWOOD ACRES DR, MURPHY, NC 28906-5405
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BEECHWOOD ACRES DR, MURPHY, NC 28906-5405

Mortgage

Document Number	001720/331
Date	Sep 9, 2022
Book Page	1720/331
Instrument	5826

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 405 Beechwood Acres Dr was $3,143.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,143.00	$427,470	$427,470 Land $32,000 Building $395,470
2023		$427,470	$427,470 Land $32,000 Building $395,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Beechwood Acres Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Beechwood Acres Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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