Eaton County property record for 405 Beech St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (May 2014) |
| Tax Bill | $564 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20004180005101 |
| Primary APN | 20004180005101 |
|---|
| Lot Area | 17,424 sqft (0.4 acres) |
|---|---|
| Lot Dimensions | 190 ft deep x 91.6 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 BEECH ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | LOT 5. BLACK & WILDERN SUBDIVISION. CITY OF CHARLOTTE. 1-2-98 (COMBINATION) |
| Legal Subdivision | BLACK & WILDERN SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20901 |
Source: Eaton County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 BEECH ST, CHARLOTTE, MI 48813-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2014 · Amount on Record |
| Deed Sale | May 2, 2014 · Amount on Record |
| Deed Book / Page | 2516 / 882 |
| Prior Transfer Date | Jan 18, 2011 |
| Prior Transfer Doc | 2328/1232 |
| Record Updated | Sep 20, 2026 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,600 (+0.98%) | $40,727 (-) Land $40,727 | |
| 2025 | $564.00 (+2.92%) Homeowner's exemption | $20,400 (+22.16%) | $40,727 (+21.94%) Land $40,727 |
| 2024 | $548.00 (+13.22%) | ||
| 2023 | $16,700 | $33,400 | |
| 2022 | $484.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
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