405 Bear St E, Lehigh Acres, FL 33936 Property Records

Lee County property record for 405 Bear St E, Lehigh Acres, FL 33936

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1966
Lot Size	0.248 acres (10,781 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Jun 2018)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-44-27-13-00005.0120`

Property Details

APN / Parcel Number

Primary APN	`33-44-27-13-00005.0120`
Alternative APNs	`27334413000050120` `10393163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	1,868 sqft
1st Floor Area	1,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,781 sqft (0.248 acres)
Lot Dimensions	110 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	218 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10393163
Street Address	405 BEAR ST E
City	LEHIGH ACRES
State	FL
Zip	33936-6757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	BEAR LAKE BLK.5 PB 13 PG 39 LOT 12
Legal Range	27E
Legal Township	44S
Legal Section	33
Legal Subdivision	BEAR LAKE
Legal Tract	13
Legal Block	5
Legal Lot Number	12
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	2
Census Block	2027
Census Tract	40316

Owner

405 Bear St E is owned and occupied by an individual who bought it in June 2018.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	405 BEAR ST E, LEHIGH ACRES, FL 33936-6757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 28, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Deed Document Number	2018156855
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	405 BEAR ST E, LEHIGH ACRES, FL 33936-6757
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BEAR ST E, LEHIGH ACRES, FL 33936-6757

Mortgage

Document Number	0000194294
Date	Jun 11, 2021
Instrument	2021000194294

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jul 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 28, 2018
Property Address	405 BEAR ST E, LEHIGH ACRES, FL 33936-6757
Document Number	0000156855
Map Reference	MB13 PG38&39
Instrument Date	Jun 25, 2018
Instrument	2018000156855
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	EXPERIENCED TITLE & ESCROW L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	541 44TH ST # ST4, 541, UNION CITY, NJ 07087-2641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LEELAND HEIGHTS BLVD W, LEHIGH ACRES, FL 33936-6613

Mortgage

Document Number	0000156856
Date	Jun 28, 2018
Instrument	2018000156856

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 405 Bear St E was $1,984 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,101 (+2.7%)	$180,595 (-17.02%) Land $27,008 Building $153,587
2025	$1,984.00 Homeowner's exemption	$138,365	$217,633 Land $21,803 Building $195,830
2023	$1,728.00 (+5.88%) Homeowner's exemption	$124,414 (+3%)	$181,424 (+7.4%) Land $16,704 Building $164,720
2022	$1,632.00 Homeowner's exemption	$120,790	$168,919 Land $12,442 Building $156,477

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Bear St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Bear St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Streamline Internet, Verizon.

Nearby Properties on Bear St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures