Okaloosa County property record for 405 Bear Rd, Fort Walton Beach, FL 32547 · Last verified April 2026
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,075 sqft · built 1972 |
| Lot Size | 0.335 acres (14,576 sqft) |
| Owner | Company Name on File |
| Last Sale | $137,000 (Dec 2010) |
| Tax Bill | $2,430 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-0702-4 |
| Primary APN | C56-000-598-0702-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 2,075 sqft Living Area |
| Gross Area | 2,261 sqft |
| 1st Floor Area | 2,075 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 14,576 sqft (0.335 acres) |
| Lot Width | 72 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 BEAR RD |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-1585 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PARTIN BROOKS S/D LOT 1 BLK 5 |
| Legal Range | 24W |
| Legal Township | 01S |
| Legal Section | 35 |
| Legal Subdivision | PARTIN BROOKS S/D |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 21802 |
Source: Okaloosa County records · APN C56-000-598-0702-4
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 64 MARLBOROUGH RD, SHALIMAR, FL 32579-1036 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on Record |
| Deed Sale | Dec 22, 2010 · Amount on Record |
| Prior Sale | Nov 06, 2008 · Amount on Record |
| Deed Document Number | 20102677273 |
| Deed Book / Page | 2966 / 75 |
| Last Transfer Date | May 28, 2014 |
| Transfer Doc | 0031484816 |
| Record Updated | Jun 08, 2026 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,430.00 (+29.46%) | $232,023 (+41.47%) Land $87,137 Building $144,886 | $232,023 (+41.47%) Land $87,137 Building $144,886 |
| 2023 | $1,877.00 (+11.66%) | $164,009 (+15.78%) Land $50,637 Building $113,372 | $164,009 (+15.78%) Land $50,637 Building $113,372 |
| 2022 | $1,681.00 | $141,657 Land $37,555 Building $104,102 | $141,657 Land $37,555 Building $104,102 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 594 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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