Roscommon County property record for 405 Beacon Ln, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2000 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,000 (Jun 2026) |
| Tax Bill | $4,759 (2025) |
| Deeds & Mortgages | Jan 2013 Mortgage Jun 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-420-100-0000 |
| Primary APN | 008-420-100-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,560 sqft Building Perimeter |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 405 BEACON LN |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-886 P-545 (L-685 P-74) 233 LOT 100 HIGGINS LAKE FOREST ESTATES #2 |
| Legal Subdivision | HIGGINS LAKE FOREST ESTATES |
| Legal Lot Number | 100 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | MARKEY |
| Census Block Group | 1 |
| Census Block | 1136 |
| Census Tract | 970600 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 PLUM ST, GRAYLING, MI 49738-1224 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 15, 2013 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR |
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CTR |
| Jun 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC |
| Nov 20, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Sep 2, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage STATE SAVINGS BANK |
| Aug 22, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Nov 20, 2024 · Amount on Record |
| Deed Document Number | 20263888 |
| Deed Book / Page | 1193 / 1683 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01123/0903 |
|---|---|
| Date | Jan 15, 2013 |
| Book Page | 1123/0903 |
| Instrument | 201300000361 |
| Name | FIFTH THIRD MORTGAGE MICHIGAN LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 0000003888 |
| Book / Page | 1193 / 1683 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263888 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 PLUM ST, GRAYLING, MI 49738-1224 |
| Document Number | 0000003822, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263822 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 0000003822 |
| Book / Page | 1193 / 1617 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 708 PLUM ST, GRAYLING, MI 49738-1224 |
| Document Number | 0000003822, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1193/1617 |
| Instrument | 20263822 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 01193/1683 |
| Book / Page | 1193 / 1683 |
| Instrument Date | May 29, 2026 |
| Instrument | 20263888 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 PLUM ST, GRAYLING, MI 49738-1224 |
| Document Number | 0000003822, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20263822 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Nov 20, 2024 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 01188/2041 |
| Book / Page | 1188 / 2041 |
| Instrument Date | Nov 18, 2024 |
| Instrument | 202400007249 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13442 EXETER RD, CARLETON, MI 48117-9721 |
| Investor | Possibly a Property Investor |
| Document Number | 202400007206 |
|---|---|
| Date | Nov 20, 2024 |
| Instrument | 202400007206 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Sep 2, 2021 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 001178/307 |
| Book / Page | 1178 / 307 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202100008237 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3830 ROYALE DR, HOLT, MI 48842-9758 |
| Document Number | 202100008238 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 202100008238 |
| Name | STATE SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Recording Date | Aug 22, 2017 |
| Property Address | 405 BEACON LN, ROSCOMMON, MI 48653-8182 |
| Document Number | 1163/1042 |
| Book / Page | 1163 / 1042 |
| Map Reference | LB 6 PG 32 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 201700006351 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1175 COUNTY ROAD 26, 1175, MARENGO, OH 43334-9601 |
| Name | Verified Name |
|---|---|
| Address | 26950 S RIVER RD, HARRISON TOWNSHIP, MI 48045-2161 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Markey Township |
| Unified School District | Houghton Lake Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,800 (+15.8%) | $253,600 (+15.8%) | |
| 2025 | $4,759.00 (+58.42%) | $109,500 (+38.96%) | $219,000 (+38.96%) |
| 2023 | $78,800 | $157,600 | |
| 2022 | $3,004.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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