405 Bayview Dr, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 405 Bayview Dr, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 1950
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2025)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-04739000`

Property Details

APN / Parcel Number

Primary APN	`01-904-04739000`
Alternative APNs	`1-904-04739000` `90404739000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	988 sqft
1st Floor Area	784 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Porch	Enclosed Porch
Porch Area	348 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	90404739000
Street Address	405 BAYVIEW DR
City	EDGEWATER
State	MD
Zip	21037-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 2323 2324 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	2323
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1005
Census Tract	701104

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	405 BAYVIEW DR, EDGEWATER, MD 21037-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2025	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Jul 9, 1987 · Amount on Record
Deed Document Number	2025
Deed Book / Page	41795 / 416
Transfer Doc	0184660599
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	405 BAYVIEW DR, EDGEWATER, MD 21037-2912
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAYVIEW DR, EDGEWATER, MD 21037-2912

Mortgage

Document Number	0403320339
Date	Apr 1, 2024
Book Page	40332/339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 4, 2025
Property Address	405 BAYVIEW DR, EDGEWATER, MD 21037-2912
Document Number	0417950416
Book / Page	41795 / 416
Map Reference	MB 8 PL 9
Instrument Date	Aug 15, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAYVIEW DR, EDGEWATER, MD 21037-2912

Mortgage

Document Number	0041795425
Date	Nov 4, 2025
Instrument	41795/425

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2055

Mortgage

Document Number	0417950446
Date	Nov 4, 2025
Book Page	41795/446

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 (+2.62%) Homeowner's exemption	$280,667 (+14.75%)	$298,700 (+22.12%) Land $220,000 Building $78,700
2024	$2,293.00 (+45.13%)
2023	$1,580.00 Homeowner's exemption	$244,600 Land $170,000 Building $74,600	$244,600 Land $170,000 Building $74,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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