405 Bay St, Austwell, TX 77950 Property Records

Refugio County property record for 405 Bay St, Austwell, TX 77950

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,085 sqft · built 1950
Lot Size	0.758 acres (33,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Nov 2019)
Tax Bill	$7,169 (2026)
Deeds & Mortgages	Aug 2024 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00010-02590-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00010-02590-00000-000000`
Alternative APN	`186901`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,085 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	33,001 sqft (0.758 acres)
Lot Dimensions	220 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	660 sqft
Porch	Porch
Porch Area	308 sqft

Location & Zoning

Street Address	405 BAY ST
City	AUSTWELL
State	TX
Zip	77950-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 HOTEL BLK AUSTWELL
Jurisdiction	REFUGIO TX
Township / Civil Division	AUSTWELL-TIVOLI
Census Block Group	2
Census Block	2047
Census Tract	950400

Owner

Source: Refugio County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 BAY ST, AUSTWELL, TX 77950-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2024	Vendor's Lien, Transfer · Conventional Mortgage THE LOAN STORE INC
Nov 14, 2019	Vendor's Lien, Transfer · Conventional Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Deed Document Number	201943389
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	2019043389
Record Updated	Oct 29, 2026

August 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	REFUGIO TX
Recording Date	Aug 26, 2024
Property Address	405 BAY ST, AUSTWELL, TX 77950-1400
Document Number	2024000798
Map Reference	VOL 1 PG 20
Instrument Date	Aug 22, 2024
Instrument	2024000798
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 142, AUSTWELL, TX 77950-0142

Mortgage

Document Number	2024000799
Date	Aug 26, 2024
Instrument	2024000799

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	REFUGIO TX
Recording Date	Nov 14, 2019
Property Address	405 BAY ST, AUSTWELL, TX 77950-1400
Document Number	2019043389
Map Reference	VOL 1 PG 20
Instrument Date	Nov 8, 2019
Instrument	2019043389
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	KERRVILLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 441, MOUNTAIN HOME, TX 78058-0441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2274 FM 1644, FRANKLIN, TX 77856-3516

Mortgage

Document Number	2019043390
Date	Nov 14, 2019
Instrument	2019043390

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 8, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.99%

Tax Assessment & Valuation

Source: Refugio County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austwell City
County	Refugio County
Unified School District	Austwell-Tivoli Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,169.00 (+86.84%) Homeowner's exemption	$291,500 (-30.99%)	$524,180 (+24.1%) Land $261,000 Building $263,180
2025	$3,837.00 (-33.36%) Homeowner's exemption	$422,380 (+81.08%) Land $208,800 Building $213,580	$422,380 (+81.08%) Land $208,800 Building $213,580
2023		$233,250 Land $52,200 Building $181,050	$233,250 Land $52,200 Building $181,050
2022	$5,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (2001–2017)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 7 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTWELL serves 147 people · EPA ID TX1960006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	7 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TISD Fixed Wireless	400 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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