405 Bamboo Ln, Largo, FL 33770 Property Records

Pinellas County property record for 405 Bamboo Ln, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,073 sqft · built 1960
Lot Size	0.262 acres (11,395 sqft)
Owner	2 Company Names on Record
Last Sale	$742,000 (Mar 2025)
Tax Bill	$9,123 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-3571-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-3571-9`
Alternative APNs	`06-30-15-35766-001-0370` `301506357660010370` `153006357660010370` `R61135`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	2,073 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,395 sqft (0.262 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R61135
Street Address	405 BAMBOO LN
City	LARGO
State	FL
Zip	33770-4085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HARBOR BLUFFS SEC 3 BLK A-1, LOT 37
Legal Range	15E
Legal Township	30S
Legal Section	6
Legal Subdivision	HARBOR BLUFFS SEC 3
Legal Tract	35766
Legal Block	A
Legal Lot Number	37
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2000
Census Tract	25210

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 BAMBOO LN, LARGO, FL 33770-4085
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU
May 31, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2025 · Amount on Record
Deed Sale	Mar 27, 2025 · Amount on Record
Prior Sale	Oct 4, 2024 · Amount on Record
Deed Document Number	202591903
Deed Book / Page	23109 / 1624
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	405 BAMBOO LN, LARGO, FL 33770-4085
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAMBOO LN, BELLEAIR BLF, FL 33770-4085

Mortgage

Document Number	0218430604
Date	Dec 10, 2021
Book Page	21843/604
Instrument	2021400124

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	405 BAMBOO LN, LARGO, FL 33770-4085
Document Number	0209710949
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 BAMBOO LN LARGO FL 337704085, LARGO, FL 33770-4085

Mortgage

Document Number	0209710949
Date	Apr 20, 2020
Book Page	020971/000949
Instrument	128572

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 19, 2045

Interest

Rate Type	Adjustable Rate

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	405 BAMBOO LN, LARGO, FL 33770-4085
Document Number	0201501983
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 BAMBOO LN LARGO FL 337704085, LARGO, FL 33770-4085

Mortgage

Document Number	0201501983
Date	Aug 1, 2018
Book Page	020150/001983
Instrument	244617

Lender

Name	PENNYMAC
Address	MOORPARK, FL 33770

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,123.00 (+67.46%)	$518,070 (+48.32%) Land $249,574 Building $268,496	$518,070 (+7%) Land $249,574 Building $268,496
2023	$5,448.00 (+2.39%) Homeowner's exemption	$349,299 (+3%)	$484,169 (+17.38%) Land $299,378 Building $184,791
2022	$5,321.00 Homeowner's exemption	$339,125	$412,464 Land $263,245 Building $149,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 263 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	263 in force
Nearby Flood Claims	186 (2024)
Claims Outside the SFHA	2 of 186
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 10 claims Hurricane Helene, Oct 2024 · 175 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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