Montgomery County property record for 405 B St, Clarksville, TN 37042
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,510 sqft · built 1999 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,000 (Jan 2026) |
| Tax Bill | $1,616 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55I B 6.06 |
| Primary APN | 55I B 6.06 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 1,594 sqft |
| 1st Floor Area | 2,560 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 460 sqft |
| Unfinished Basement | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,344 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Utility Building | 20 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 405 B ST |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37042-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | SUBDIVISION: BEECH STREET PROPERT LOT: 5 PLAT BOOK: 13 PLAT PAGE: 244 IN FEE SIMPLE P/U DRWY & BSF T-06; DELETE BSF FROM |
| Legal Subdivision | BEECH STREET PROPERT |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 100900 |
405 B St is owned and occupied by two individuals who bought it in January 2026.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 B ST, CLARKSVILLE, TN 37042-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Apr 7, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2026 · Amount on File |
| Deed Sale | Jan 6, 2026 · Amount on File |
| Prior Sale | Apr 7, 2017 · Amount on File |
| Deed Document Number | 20261528319 |
| Deed Book / Page | 2472 / 1290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Jan 6, 2026 |
| Property Address | 405 B ST, CLARKSVILLE, TN 37042-6511 |
| Document Number | 02472/1290 |
| Book / Page | 2472 / 1290 |
| Map Reference | MB 13 PG 244 PL 244 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 1528319 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 B ST, CLARKSVILLE, TN 37042-6511 |
| Document Number | 0001528320 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 1528320 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Recording Date | Apr 7, 2017 |
| Property Address | 405 B ST, CLARKSVILLE, TN 37042-6511 |
| Document Number | 0001117816 |
| Book / Page | 001734 / 001114 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 1117816 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 B ST CLARKSVILLE TN 370426511, CLARKSVILLE, TN 37042-6511 |
| Document Number | 1117817 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 001734/001116 |
| Instrument | 1117817 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2047 |
The 2025 property tax bill for 405 B St was $1,616, up 1.3% from the year before.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,616.00 (+1.32%) | $53,500 (-) | $214,000 (-) Land $29,400 Building $184,600 |
| 2024 | $1,595.00 (+55%) | $53,500 (+119.49%) | $214,000 Land $29,400 Building $184,600 |
| 2023 | $1,029.00 | $24,375 (-) | |
| 2022 | $1,029.00 | $24,375 | $97,500 Land $8,800 Building $88,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 B St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 B St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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