405 Ave A, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 405 Ave A, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,882 sqft · built 1991
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$780,000 (Apr 2025)
Tax Bill$2,719 (2025)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-07-FW-I-3

Property Details

APN / Parcel Number

Primary APN28-38-07-FW-I-3
Alternative APNs
  • 28-38-07-FW-0000I.0-0003.00
  • 2847384

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,882 sqft Living Area
Gross Area2,645 sqft
1st Floor Area1,882 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 96.3 ft wide
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area363 sqft
Deck Area462 sqft
Patio Area642 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847384
Street Address405 AVENUE A
CityMELBOURNE BEACH
StateFL
Zip32951-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3RS
Legal DescriptionGRAVES PLAT OF MELBOURNE BEACH W 50 FT OF LOT 3 & E 40 FT OF LOT 4 BLK I
Legal Range38E
Legal Township28S
Legal Section07
Legal SubdivisionGRAVES PLAT OF MELBOURNE BEACH
Legal BlockI
Legal Lot Number3
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1030
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address405 AVENUE A, MELBOURNE BEACH, FL 32951-2202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK OF ST CHARLES MO
Jan 23, 2018Quit Claim Deed, Transfer
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2025 · Amount on Record
Deed SaleApr 17, 2025 · Amount on Record
Prior SaleJan 23, 2018 · Amount on Record
Deed Document Number202576904
Deed Book / Page10313 / 429
Prior Transfer DateMar 25, 1997
Prior Transfer Doc3658003572
Record UpdatedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 17, 2025
Property Address405 AVENUE A, MELBOURNE BEACH, FL 32951-2202
Document Number0103130429
Book / Page10313 / 429
Map ReferenceMB 1 PG 38
Instrument DateApr 15, 2025
Instrument2025076904
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,460.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 MAPLE ST, SOUTH FORK, PA 15956-1233

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 AVENUE A, MELBOURNE BEACH, FL 32951-2202
InvestorPossibly a Property Investor

Mortgage

Document Number0010313430
DateApr 17, 2025
Instrument10313/430
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2040

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateJan 23, 2018
Property Address405 AVENUE A, MELBOURNE BEACH, FL 32951-2202
Document Number0080760292
Book / Page008076 / 000292
Instrument DateJan 18, 2018
Instrument16863
Transaction TypeTransfer
Record UpdatedFeb 7, 2018
Title CompanyTHE TITLE STATION INC

Transaction

AmountAmount Recorded
Tax$637.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 AVENUE A MELBOURNE BEACH FL 329512202, MELBOURNE BEACH, FL 32951-2202

Mortgage

Document Number80760293
DateJan 23, 2018
Book Page008076/000293
Instrument16864
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
AmountAmount Recorded
Term180 Months
DueJan 22, 2033

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$599,710 (+174.67%)$599,710 (-0.83%)
2025$2,719.00 (+6.13%) Homeowner's exemption Widower's exemption$218,340 (+5.99%)$604,750 (+5.41%) Land $297,000 Building $307,750
2023$2,562.00 (+0.08%) Homeowner's exemption Widower's exemption$206,010 (+3%)$573,690 (+7.67%) Land $252,000 Building $321,690
2022$2,560.00 Homeowner's exemption Widower's exemption$200,010$532,810 Land $252,000 Building $280,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 162 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies162 in force
Nearby Flood Claims40 (1979–2022)
Claims Outside the SFHA39 of 40
Most Recent ClaimApr 2022 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 6 claims
  • Tropical Storm Fay, Aug 2008 · 10 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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