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405 Austin St, Commerce Township, MI 48382 Property Records

Oakland County property record for 405 Austin St, Commerce Township, MI 48382 · Last verified August 2026

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,426 sqft · built 1998
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jul 2022)
Tax Bill$4,334 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APNE-17-03-482-007

Property Details

APN / Parcel Number

Primary APNE-17-03-482-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,426 sqft Living Area
1st Floor Area1,335 sqft
Basement Area1,041 sqft
Unfinished Basement1,041 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area13,068 sqft (0.3 acres)
Garage Area868 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area34 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address405 AUSTIN ST
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-2895
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionT2N, R8E, SEC 3 OAKLAND COUNTY CONDOMINIUM PLAN NO 753 RIVER CLUB-EAST CONDOMINIUM UNIT 60 L 12443 P 508 7-21-98 FR 480-006
Legal Range08E
Legal Township02N
Legal Section03
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit60
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1014
Census Tract134000

Owner

Source: Oakland County records · APN E-17-03-482-007

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jul 20, 2022Warranty Deed, Transfer
INTERSTATE TITLE, INTERSTATE TITLE INC
Jan 02, 2019Deed, Transfer · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Dec 27, 2017Quit Claim Deed, Transfer
Quitclaim
Jul 05, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleJan 02, 2019 · Amount on Record
Deed Document Number2022417367
Deed Book / Page57968 / 149
Prior Transfer DateDec 19, 2017
Prior Transfer Doc0000234259
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyCENTEX TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895

Mortgage

Document Number0000416225
DateJul 19, 2022
Book Page57962/129
Instrument416225
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJul 20, 2022
Property Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
Document Number0000417367
Book / Page57968 / 149
Map ReferenceLB 12443 PG 508-599
Instrument DateJul 11, 2022
Instrument417367
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyINTERSTATE TITLE, INTERSTATE TITLE INC

Transaction

AmountAmount Recorded
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address933 ANNIE LANG DR, 933, MILFORD, MI 48381-4712

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionOAKLAND MI
Recording DateJan 02, 2019
Property Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
Document Number0000000670
Book / Page52475 / 00786
Map ReferenceLB 13085 PG 734-744
Instrument DateOct 22, 2018
Instrument000670
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,227.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3217 DECKER LAKE DR, 3217, SALT LAKE CITY, UT 84119-3284

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895

Mortgage

Document Number0000000671
DateJan 02, 2019
Instrument000671
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 27, 2017
Property Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
Document Number0000234259
Book / Page051419 / 000774
Instrument DateDec 19, 2017
Instrument234259
Transaction TypeTransfer
Record UpdatedJan 19, 2018

Transaction

AmountAmount Recorded
Tax$12.90
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address30300 NOTHWESTEM HWY #230 FARMINGTON HILLS MI 48334, 230, FARMINGTON HILLS, MI 48334

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOAKLAND MI
Recording DateJul 05, 2017
Property Address405 AUSTIN ST, COMMERCE TOWNSHIP, MI 48382-2895
Document Number0000127697
Book / Page050831 / 000579
Instrument DateJun 27, 2017
Instrument127697
Transaction TypeForeclosure
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,325.00
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3217 DECKER LAKE DR SOUTH SALT LAKE UT 841193284, SOUTH SALT LAKE, UT 84119-3284
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,334.00 (-46.28%) Homeowner's exemption$228,220 (+10.74%)$456,440 (+10.74%)
2024$8,068.00 (+12.84%)
2023$206,090$412,180
2021$7,150.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251340001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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