St. Johns County property record for 405 Athens Dr, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,521 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $635,000 (2025) |
| Tax Bill | $6,633.00 (2025) |
| Primary APN | 027142-0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,521 sqft Living Area |
| Gross Area | 3,370 sqft Gross Area |
| 1st Floor | 2,521 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 649 sqft Garage |
| Patio Area | 413 sqft Patio |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 405 ATHENS DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1894 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 85/8-12 ARBOR MILL PHASE TWO LOT 1 OR6274/577(T/R) |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 18 |
| Legal Subdivision | ARBOR MILL PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1028 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 027142-0010
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 ATHENS DR, SAINT AUGUSTINE, FL 32092-1894 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Dec 16, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Doc Number | 2025101938 |
| Deed Book / Page | 6274 / 577 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 405 ATHENS DR, SAINT AUGUSTINE, FL 32092-1894 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 405 ATHENS DR, SAINT AUGUSTINE, FL 32092-1894 |
| Document Number | 0052441018 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 5244/1018 |
| Instrument | 2021044830 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 405 ATHENS DR, SAINT AUGUSTINE, FL 32092-1894 |
| Document Number | 0062740577 |
| Book / Page | 6274 / 577 |
| Map Reference | MB 85 PG 8-12 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 2025101938 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,445.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 547945, ORLANDO, FL 32854-7945 |
| Name | Verified Name |
|---|---|
| Address | 405 ATHENS DR, ST AUGUSTINE, FL 32092-1894 |
| Document Number | 0006274580 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 6274/580 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,411 (+3.13%) Land $110,000 Building $372,411 | $482,411 (+3.13%) Land $110,000 Building $372,411 | |
| 2025 | $6,633.00 (+73.37%) | $467,748 (+48.53%) | $467,748 (-6.05%) Land $100,000 Building $367,748 |
| 2024 | $3,826.00 (+2%) | ||
| 2023 | $3,751.00 (+2.88%) Homeowner's exemption | $314,917 (+3%) | $497,873 (+19.85%) Land $120,000 Building $377,873 |
| 2022 | $3,646.00 Homeowner's exemption | $305,745 | $415,419 Land $100,800 Building $314,619 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 820 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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