Saunders County property record for 405 Ash St, Ceresco, NE 68017
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,459 sqft · built 2024 |
| Lot Size | 2.98 acres (129,809 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,285 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Apr 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2983-32-1-03057-000-3500 |
| Primary APN | 2983-32-1-03057-000-3500 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,459 sqft Living Area |
| 1st Floor Area | 2,459 sqft |
| Basement Area | 2,459 sqft |
| Finished Basement | 2,459 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 129,809 sqft (2.98 acres) |
| Garage Type | Attached |
| Garage Area | 2,094 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 405 ASH ST |
|---|---|
| City | CERESCO |
| State | NE |
| Zip | 68017-4385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOT 1 ARSEN JOHNSON ADDITION TO CERESCO (2.98 ACRES); MAP NUMBER: 2983-32-1-03057-000-3500 |
| Legal Range | 07 |
| Legal Township | 13 |
| Legal Section | 32 |
| Legal Subdivision | CERESCO-ARSEN JOHNSON ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | RICHLAND |
| Census Block Group | 4 |
| Census Block | 4191 |
| Census Tract | 968200 |
405 Ash St, a single family home, is owned by two individuals.
Source: Saunders County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3330 RICHARD CT, LINCOLN, NE 68521-2789 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit CERESCOBANK |
| Apr 10, 2024 | Warranty Deed, Transfer AKSARBEN TITLE AND ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 405 ASH ST, CERESCO, NE 68017-4385 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 405 ASH STREET, OMAHA, NE 68107 |
| Document Number | 0006260870 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 626/870 |
| Instrument | 2025-10-081 |
| Name | CERESCOBANK |
|---|---|
| Type | Bank |
| Address | CERESCO, NE 68017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 18, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Apr 10, 2024 |
| Property Address | 405 ASH ST, CERESCO, NE 68017-4385 |
| Document Number | 0006050119 |
| Book / Page | 605 / 119 |
| Instrument Date | Apr 8, 2024 |
| Instrument | 2024-04-113 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | AKSARBEN TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
The 2025 property tax bill for 405 Ash St was $7,285, up 2,429.5% from the year before.
Source: Saunders County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Ceresco Village |
| County | Saunders County |
| County Subdivision | Richland Township |
| Unified School District | Raymond Central Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,285.00 (+2,429.51%) | $512,199 (+2,584.9%) Land $79,700 Building $432,499 | $512,199 (+2,584.9%) Land $79,700 Building $432,499 |
| 2024 | $288.00 (-71.57%) | $19,077 (-66.62%) Land $19,077 | $19,077 (-66.62%) Land $19,077 |
| 2023 | $1,013.00 | $57,150 Land $57,150 | $57,150 Land $57,150 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 405 Ash St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Jul 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 405 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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