Hampden County and Springfield City property record for 405 Armory St, Springfield, MA 01104
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8 bd · 2 ba · 8,910 sqft · built 1988 |
| Lot Size | 0.61 acres (26,585 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,200,000 (Dec 2021) |
| Tax Bill | $40,159 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Dec 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:00645 P:0235 |
| Primary APN | SPRI S:00645 P:0235 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Units | 5 Units |
| Stories | 1 Story |
| Building Area | 8,910 sqft Gross Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Lot Area | 26,585 sqft (0.61 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 6450235 |
|---|---|
| Street Address | 405 ARMORY ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-2305 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | B1 |
| Legal Subdivision | 660 LIBERTY ST |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 800400 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 88 PROVIDENCE ST, WORCESTER, MA 01604-6049 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 30, 2021 | Quit Claim Deed, Transfer |
| Apr 24, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FARMINGTON NATIONAL BANK |
| Mar 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FARMINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | Sep 13, 2007 |
| Deed Document Number | 202193491 |
| Deed Book / Page | 24335 / 77 |
| Last Transfer Date | Mar 3, 2023 |
| Transfer Doc | 024963-564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 7, 2023 |
| Property Address | 405 ARMORY ST, SPRINGFIELD, MA 01104-2305 |
| Document Number | 024963-564 |
| Book / Page | 24963 / 564 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 15763 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 88 PROVIDENCE ST, WORCESTER, MA 01604-6049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 30, 2021 |
| Property Address | 405 ARMORY ST, SPRINGFIELD, MA 01104-2305 |
| Document Number | 0024335-77 |
| Book / Page | 24335 / 77 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 93491 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 88 PROVIDENCE ST, WORCESTER, MA 01604-6049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 405 ARMORY ST, SPRINGFIELD, MA 01104-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21651-190 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 21651/190 |
| Instrument | 21981 |
| Name | FARMINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 405 ARMORY ST, SPRINGFIELD, MA 01104-2305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21609-156 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 21609/156 |
| Instrument | 14782 |
| Name | FARMINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $40,159.00 (-2.47%) | $1,169,100 (-) Land $186,900 Building $982,200 |
| 2025 | $41,176.00 (+18.74%) | $1,169,100 (+22.71%) Land $186,900 Building $982,200 |
| 2023 | $34,678.00 | $952,700 Land $182,900 Building $769,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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