405 Arch Ave, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 405 Arch Ave, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 1943
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$168,972 (Feb 2026)
Tax Bill	$1,719 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`55 1 19-39`

Property Details

APN / Parcel Number

Primary APN	`55 1 19-39`
Alternative APN	`337344`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	1,658 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Area	900 sqft
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	337344
Street Address	405 ARCH AVE
City	WAYNESBORO
State	VA
Zip	22980-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MF
Legal Description	BLOCK 19 LOTS 39 & 40 WAYNESBORO CO ADT
Legal Subdivision	WAYNESBORO CO ADD
Legal Block	19
Legal Lot Number	39-40
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	3
Census Block	3033
Census Tract	3400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Crompton-Shenandoah Plant listed 2011 · 19 contributing resources · NRIS 11000555

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

405 Arch Ave is owned and occupied by an individual who bought it in February 2026.

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	405 ARCH AVE, WAYNESBORO, VA 22980-4721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Deed Document Number	2026347
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Feb 11, 2026
Property Address	405 ARCH AVE, WAYNESBORO, VA 22980-4721
Document Number	0260000347
Instrument Date	Feb 9, 2026
Instrument	260000347
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ARCH AVE, WAYNESBORO, VA 22980-4721

Mortgage

Document Number	0260000348
Date	Feb 11, 2026
Instrument	260000348

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 405 Arch Ave was $1,719, up 6.1% from the year before.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,719.00 (+6.11%)	$197,600 (-) Land $36,600 Building $161,000	$197,600 (-) Land $36,600 Building $161,000
2025	$1,620.00	$197,600 Land $36,600 Building $161,000	$197,600 Land $36,600 Building $161,000
2023	$1,354.00	$175,900 Land $30,900 Building $145,000	$175,900 Land $30,900 Building $145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Arch Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	61 (1985–2024)
Claims Outside the SFHA	15 of 61
Most Recent Claim	Oct 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 14 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 13 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Arch Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20