Roanoke City property record for 405 Arbor Ave SE, Roanoke, VA 24014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 725 sqft · built 1945 |
| Lot Size | 0.161 acres (7,026 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $43,450 (Jun 1999) |
| Tax Bill | $1,201 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 415-0802 |
| Primary APN | 415-0802 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 725 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,026 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Terrain | Low |
| Garage Type | Detached |
| Garage Area | 303 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 80 sqft |
| Patio Area | 16 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 405 ARBOR AVE SE |
|---|---|
| City | ROANOKE |
| State | VA |
| Zip | 24014-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LOT 3&4 BLK 15 RIVERLAND RD |
| Legal Subdivision | RIVERLAND ROAD ADD |
| Legal Block | 15 |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | ROANOKE CITY VA |
| Township / Civil Division | ROANOKE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Riverland Historic District listed 2013 · 192 contributing resources · NRIS 13000646 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Roanoke City records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 ARBOR AVE SE, ROANOKE, VA 24014-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 1999 · Amount on Record |
| Deed Sale | Jun 23, 1999 · Amount on Record |
| Deed Document Number | 990009879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 405 ARBOR AVE SE, ROANOKE, VA 24014-1203 |
| Document Number | 0000002021 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 405 ARBOR AVE SE ROANOKE VA 240141203, ROANOKE, VA 24014-1203 |
| Document Number | 0000002021 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2021 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 20, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROANOKE CITY VA |
| Property Address | 405 ARBOR AVE SE, ROANOKE, VA 24014-1203 |
| Document Number | 0000001711 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 405 ARBOR AVE SE ROANOKE VA 240141203, ROANOKE, VA 24014-1203 |
| Document Number | 0000001711 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 1711 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: Roanoke City assessment roll, as of January 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Roanoke City |
| Unified School District | Roanoke City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,201.00 (+7.04%) | $98,500 (+7.07%) Land $24,800 Building $73,700 | $98,500 (+7.07%) Land $24,800 Building $73,700 |
| 2023 | $1,122.00 | $92,000 Land $20,900 Building $71,100 | $92,000 Land $20,900 Building $71,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 132 (1978–2018) |
| Claims Outside the SFHA | 21 of 132 |
| Most Recent Claim | Oct 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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