Okaloosa County property record for 405 Apache St, Fort Walton Beach, FL 32547
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 1982 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $832 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-9870-5 |
| Primary APN | C56-000-591-9870-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 896 sqft Heated Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 896 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Metal |
| Roof Type | Bowstring Truss |
| Roof Material | Metal |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 112 sqft |
| Patio Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 405 APACHE ST |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-2973 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BEG NE COR OF NW1/4 OF SE1/4 S 2 DEG 20 MIN E 308 FT A/R 90 DEG 17 MIN 431 FT TO POB A/R 89 DEG 43 MIN 125 FT A/R 90 DEG 17 M |
| Legal Range | 24 |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | SOUTHERN HEIGHTS |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21902 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 513 SHEFFIELD RD, FORT WALTON BEACH, FL 32547-2644 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2015 |
| Deed Sale | Jul 22, 2015 |
| Prior Sale | Jun 10, 2008 · Amount on Record |
| Deed Document Number | 3011098 |
| Record Updated | Jun 8, 2026 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $832.00 (+52.1%) | $86,326 (+95.31%) Land $64,419 Building $21,907 | $86,326 (+95.31%) Land $64,419 Building $21,907 |
| 2023 | $547.00 (+2.24%) | $44,199 (+2.01%) Land $30,409 Building $13,790 | $44,199 (+2.01%) Land $30,409 Building $13,790 |
| 2022 | $535.00 | $43,327 Land $28,408 Building $14,919 | $43,327 Land $28,408 Building $14,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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