405 Andover Ln, Modesto, CA 95350 Property Records

Stanislaus County property record for 405 Andover Ln, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,443 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,760 (2026)
Deeds & Mortgages	May 2026 Transfer Dec 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059-037-056-000`

Property Details

APN / Parcel Number

Primary APN	`059-037-056-000`
Alternative APNs	`0593756000` `0593756`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,443 sqft Living Area
1st Floor Area	2,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	9,583 sqft (0.22 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Patio Area	451 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	405 ANDOVER LN
City	MODESTO
State	CA
Zip	95350-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHGATE NO 6 BLK 6842 LOT 8
Legal Subdivision	NORTHGATE #6
Legal Block	6842
Legal Lot Number	8
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3012
Census Tract	801

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Correction Deed NONE LISTED ON DOCUMENT
Dec 9, 2025	Intrafamily Transfer, Transfer
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2018	Deed of Trust, Mortgage · Conventional with PMI BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 18, 2016
Transfer Doc	0000083057
Record Updated	Oct 29, 2026

May 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 12, 2026
Property Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Document Number	0000026307
Instrument Date	May 8, 2026
Instrument	202626307
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 ANDOVER LN, MODESTO, CA 95350-2214

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 9, 2025
Property Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Document Number	0000060687
Map Reference	VOL 22 PG 25
Instrument Date	Nov 21, 2025
Instrument	2025-0060687
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	405 ANDOVER LN, MODESTO, CA 95350-2214

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ANDOVER LN, MODESTO, CA 95350-2214

Mortgage

Document Number	0000002727
Date	Jan 12, 2022
Instrument	2022-0002727

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ANDOVER LN, MODESTO, CA 95350-2214

Mortgage

Document Number	0000008403
Date	Jan 27, 2021
Instrument	2021-0008403

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	405 ANDOVER LN, MODESTO, CA 95350-2214
Document Number	0000017335
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 ANDOVER LN MODESTO CA 953502214, MODESTO, CA 95350-2214

Mortgage

Document Number	0000017335
Date	Mar 13, 2018
Instrument	17335

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 12, 2038

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,760.00 (+1.65%)	$348,668 (+2%) Land $84,513 Building $264,155
2025	$3,699.00 (+3.88%) Homeowner's exemption	$341,832 (+4.04%) Land $82,856 Building $258,976
2023	$3,561.00 (+4.28%) Homeowner's exemption	$328,561 Land $79,640 Building $248,921
2022	$3,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave.

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